Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$294,833+5.0% YoY · prices are rising fast
Market right nowSeller's marketMore homes for sale than last year, 18% have cut their price
Income needed to buy, per year$63,914About 0.8× the local median income ($78,556): affordable for a typical household
Days on market36 daysFaster than a year ago: sellers have the edge
Next 12 months+2.7%Zillow expects prices to rise slightly
The typical home in DeKalb County, IL is worth $294,833, up 5.0% from a year ago. That is well above what local incomes have historically supported: fair value is about $249,132, so the area is 18.3% overvalued. It is a seller's market: homes take about 36 days to sell, listings are up 5% from a year ago, 18% of listings have had a price cut. Zillow expects prices to rise about 2.7% over the next year. A household needs about $63,914 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $78,556. Typical rent is $1,400 a month, or $1,641 for a house. In the latest IRS figures, 18 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$294,833
Change in 1 year
+5.0%
Overvalued %
+18.3%
Show 7 more
Fair home value
$249,132
Change in 5 years
+38.8%
Zillow forecast, next 12 months
+2.7%
Home value to income
3.8×
Monthly mortgage payment (20% down)
$1,598
Income needed to afford it
$63,914
Property tax rate
2.45%
Rent and investing
Typical rent
$1,400
Typical rent for houses
$1,641
Price-to-rent ratio
17.5×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$1,481
Gross rental yield
5.70%
Cap rate (estimate)
3.70%
Market activity
Listings vs a year ago
+4.6%
Days on market
36
Listings with a price cut
17.7%
Show 3 more
Homes for sale
181
Pending sales per 100 listings
59
Asking price per sq ft
$192
People and jobs
Median household income
$78,556
Population change (1 year)
+1.2%
Unemployment rate
6.8%
Show 4 more
Population
101,835
Income adjusted for cost of living
$75,826
Net moves in (IRS)
+18
Cost of living (US = 100)
103.6
Schools, risk and environment
School rating (1 to 10)
5.6
FEMA hazard risk score (0 to 100)
80.8
Flood risk score
83.0
Show 3 more
Wildfire risk score
6.4
Walkability (1 to 20)
7.0
Road, rail and air noise
53 dB
Questions people ask
Is DeKalb County, IL overvalued?
Home prices in DeKalb County, IL are well above what local incomes have historically supported: fair value is about $249,132, so the area is 18.3% overvalued.
Is DeKalb County, IL a buyer's or seller's market?
DeKalb County, IL is a seller's market: homes take about 36 days to sell, listings are up 5% from a year ago, 18% of listings have had a price cut.
Are home prices going down in DeKalb County, IL?
Home values in DeKalb County, IL are up 5.0% over the last year. Zillow's forecast for the next 12 months is +2.7%.
How much do you need to earn to buy a home in DeKalb County, IL?
A household needs about $63,914 a year to afford the typical home in DeKalb County, IL at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $78,556.