Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$170,807+1.5% YoY · prices are rising
Market right nowBalanced, leaning buyersMore homes for sale than last year, 15% have cut their price
Income needed to buy, per year$37,027About 0.5× the local median income ($73,860): affordable for a typical household
Days on market80 daysFaster than a year ago: sellers have the edge
The typical home in Kossuth County, IA is worth $170,807, up 1.5% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $165,102, so the area is 3.5% overvalued. It is a balanced market, leaning toward buyers: homes take about 80 days to sell, listings are up 6% from a year ago, 15% of listings have had a price cut. A household needs about $37,027 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $73,860. In the latest IRS figures, 29 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$170,807
Change in 1 year
+1.5%
Overvalued %
+3.5%
Show 6 more
Fair home value
$165,102
Change in 5 years
+23.7%
Home value to income
2.3×
Monthly mortgage payment (20% down)
$926
Income needed to afford it
$37,027
Property tax rate
1.00%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$954
Market activity
Listings vs a year ago
+5.7%
Days on market
80
Listings with a price cut
15.1%
Show 3 more
Homes for sale
93
Pending sales per 100 listings
12
Asking price per sq ft
$126
People and jobs
Median household income
$73,860
Population change (1 year)
−1.0%
Unemployment rate
1.9%
Show 4 more
Population
14,322
Income adjusted for cost of living
$87,824
Net moves in (IRS)
−29
Cost of living (US = 100)
84.1
Schools, risk and environment
School rating (1 to 10)
6.7
FEMA hazard risk score (0 to 100)
32.3
Flood risk score
26.7
Show 3 more
Wildfire risk score
13.3
Walkability (1 to 20)
6.6
Road, rail and air noise
53 dB
Questions people ask
Is Kossuth County, IA overvalued?
Home prices in Kossuth County, IA are slightly above what local incomes have historically supported: fair value is about $165,102, so the area is 3.5% overvalued.
Is Kossuth County, IA a buyer's or seller's market?
Kossuth County, IA is a balanced market, leaning toward buyers: homes take about 80 days to sell, listings are up 6% from a year ago, 15% of listings have had a price cut.
Are home prices going down in Kossuth County, IA?
Home values in Kossuth County, IA are up 1.5% over the last year.
How much do you need to earn to buy a home in Kossuth County, IA?
A household needs about $37,027 a year to afford the typical home in Kossuth County, IA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $73,860.