Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$184,506+6.3% YoY · prices are rising fast
Market right nowBalanced, leaning buyersMore homes for sale than last year, 13% have cut their price
Income needed to buy, per year$39,997About 0.6× the local median income ($72,456): affordable for a typical household
Days on market67 daysSlower than a year ago: buyers have time to negotiate
The typical home in Ida County, IA is worth $184,506, up 6.3% from a year ago. That is well above what local incomes have historically supported: fair value is about $165,535, so the area is 11.5% overvalued. It is a balanced market, leaning toward buyers: homes take about 67 days to sell, listings are up 15% from a year ago, 13% of listings have had a price cut. A household needs about $39,997 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $72,456. In the latest IRS figures, 52 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$184,506
Change in 1 year
+6.3%
Overvalued %
+11.5%
Show 6 more
Fair home value
$165,535
Change in 5 years
+30.7%
Home value to income
2.5×
Monthly mortgage payment (20% down)
$1,000
Income needed to afford it
$39,997
Property tax rate
1.16%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$927
Market activity
Listings vs a year ago
+15.4%
Days on market
67
Listings with a price cut
12.9%
Show 3 more
Homes for sale
30
Pending sales per 100 listings
13
Asking price per sq ft
$95
People and jobs
Median household income
$72,456
Population change (1 year)
+0.1%
Unemployment rate
2.4%
Show 4 more
Population
6,777
Income adjusted for cost of living
$86,155
Net moves in (IRS)
−52
Cost of living (US = 100)
84.1
Schools, risk and environment
School rating (1 to 10)
6.2
FEMA hazard risk score (0 to 100)
18.4
Flood risk score
18.4
Show 3 more
Wildfire risk score
20.2
Walkability (1 to 20)
6.1
Road, rail and air noise
54 dB
Questions people ask
Is Ida County, IA overvalued?
Home prices in Ida County, IA are well above what local incomes have historically supported: fair value is about $165,535, so the area is 11.5% overvalued.
Is Ida County, IA a buyer's or seller's market?
Ida County, IA is a balanced market, leaning toward buyers: homes take about 67 days to sell, listings are up 15% from a year ago, 13% of listings have had a price cut.
Are home prices going down in Ida County, IA?
Home values in Ida County, IA are up 6.3% over the last year.
How much do you need to earn to buy a home in Ida County, IA?
A household needs about $39,997 a year to afford the typical home in Ida County, IA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $72,456.