Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$181,487+6.7% YoY · prices are rising fast
Market right nowSeller's marketFewer homes for sale than last year, 20% have cut their price
Income needed to buy, per year$39,343About 0.6× the local median income ($70,546): affordable for a typical household
Days on market54 daysSlower than a year ago: buyers have time to negotiate
The typical home in Clinton County, IA is worth $181,487, up 6.7% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $173,446, so the area is 4.6% overvalued. It is a seller's market: homes take about 54 days to sell, listings are down 16% from a year ago, 20% of listings have had a price cut. A household needs about $39,343 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $70,546. Typical rent is $833 a month. In the latest IRS figures, 35 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$181,487
Change in 1 year
+6.7%
Overvalued %
+4.6%
Show 6 more
Fair home value
$173,446
Change in 5 years
+25.4%
Home value to income
2.6×
Monthly mortgage payment (20% down)
$984
Income needed to afford it
$39,343
Property tax rate
1.53%
Rent and investing
Typical rent
$833
Price-to-rent ratio
18.1×
HUD Fair Market Rent, 2 bedrooms
$927
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Gross rental yield
5.51%
Cap rate (estimate)
3.58%
Market activity
Listings vs a year ago
−15.6%
Days on market
54
Listings with a price cut
20.4%
Show 3 more
Homes for sale
114
Pending sales per 100 listings
45
Asking price per sq ft
$120
People and jobs
Median household income
$70,546
Population change (1 year)
+0.0%
Unemployment rate
3.4%
Show 4 more
Population
46,002
Income adjusted for cost of living
$83,883
Net moves in (IRS)
−35
Cost of living (US = 100)
84.1
Schools, risk and environment
School rating (1 to 10)
5.0
FEMA hazard risk score (0 to 100)
64.8
Unhealthy air days a year
3
Show 4 more
Flood risk score
66.9
Wildfire risk score
50.1
Walkability (1 to 20)
9.2
Road, rail and air noise
52 dB
Questions people ask
Is Clinton County, IA overvalued?
Home prices in Clinton County, IA are slightly above what local incomes have historically supported: fair value is about $173,446, so the area is 4.6% overvalued.
Is Clinton County, IA a buyer's or seller's market?
Clinton County, IA is a seller's market: homes take about 54 days to sell, listings are down 16% from a year ago, 20% of listings have had a price cut.
Are home prices going down in Clinton County, IA?
Home values in Clinton County, IA are up 6.7% over the last year.
How much do you need to earn to buy a home in Clinton County, IA?
A household needs about $39,343 a year to afford the typical home in Clinton County, IA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $70,546.