Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$182,656+9.3% YoY · prices are rising fast
Market right nowBalanced, leaning sellersFewer homes for sale than last year, 20% have cut their price
Income needed to buy, per year$39,596About 0.6× the local median income ($70,478): affordable for a typical household
Days on market77 daysSlower than a year ago: buyers have time to negotiate
The typical home in Fremont County, IA is worth $182,656, up 9.3% from a year ago. That is well above what local incomes have historically supported: fair value is about $131,150, so the area is 39.3% overvalued. It is a balanced market, leaning toward sellers: homes take about 77 days to sell, listings are down 29% from a year ago, 20% of listings have had a price cut. A household needs about $39,596 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $70,478. In the latest IRS figures, 2 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$182,656
Change in 1 year
+9.3%
Overvalued %
+39.3%
Show 6 more
Fair home value
$131,150
Change in 5 years
+34.5%
Home value to income
2.6×
Monthly mortgage payment (20% down)
$990
Income needed to afford it
$39,596
Property tax rate
1.21%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$927
Market activity
Listings vs a year ago
−29.0%
Days on market
77
Listings with a price cut
20.5%
Show 3 more
Homes for sale
22
Pending sales per 100 listings
36
Asking price per sq ft
$117
People and jobs
Median household income
$70,478
Population change (1 year)
+0.4%
Unemployment rate
0.8%
Show 4 more
Population
6,522
Income adjusted for cost of living
$83,803
Net moves in (IRS)
+2
Cost of living (US = 100)
84.1
Schools, risk and environment
School rating (1 to 10)
7.3
FEMA hazard risk score (0 to 100)
15.0
Flood risk score
18.4
Show 3 more
Wildfire risk score
36.8
Walkability (1 to 20)
5.5
Road, rail and air noise
53 dB
Questions people ask
Is Fremont County, IA overvalued?
Home prices in Fremont County, IA are well above what local incomes have historically supported: fair value is about $131,150, so the area is 39.3% overvalued.
Is Fremont County, IA a buyer's or seller's market?
Fremont County, IA is a balanced market, leaning toward sellers: homes take about 77 days to sell, listings are down 29% from a year ago, 20% of listings have had a price cut.
Are home prices going down in Fremont County, IA?
Home values in Fremont County, IA are up 9.3% over the last year.
How much do you need to earn to buy a home in Fremont County, IA?
A household needs about $39,596 a year to afford the typical home in Fremont County, IA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $70,478.