Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$402,742+1.1% YoY · prices are rising
Market right nowBuyer's marketMore homes for sale than last year, 15% have cut their price
Income needed to buy, per year$87,306About 1.2× the local median income ($72,231): a stretch for a typical household
Days on market108 daysSlower than a year ago: buyers have time to negotiate
The typical home in Rabun County, GA is worth $402,742, up 1.1% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $396,831, so the area is 1.5% overvalued. It is a buyer's market: homes take about 108 days to sell, listings are up 24% from a year ago, 15% of listings have had a price cut. A household needs about $87,306 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $72,231. Typical rent is $2,028 a month. In the latest IRS figures, 39 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$402,742
Change in 1 year
+1.1%
Overvalued %
+1.5%
Show 6 more
Fair home value
$396,831
Change in 5 years
+25.3%
Home value to income
5.6×
Monthly mortgage payment (20% down)
$2,183
Income needed to afford it
$87,306
Property tax rate
0.56%
Rent and investing
Typical rent
$2,028
Price-to-rent ratio
16.6×
HUD Fair Market Rent, 2 bedrooms
$1,127
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Gross rental yield
6.04%
Cap rate (estimate)
3.93%
Market activity
Listings vs a year ago
+24.4%
Days on market
108
Listings with a price cut
15.0%
Show 3 more
Homes for sale
311
Pending sales per 100 listings
12
Asking price per sq ft
$269
People and jobs
Median household income
$72,231
Population change (1 year)
+0.5%
Unemployment rate
1.3%
Show 4 more
Population
17,764
Income adjusted for cost of living
$83,024
Net moves in (IRS)
+39
Cost of living (US = 100)
87.0
Schools, risk and environment
School rating (1 to 10)
8.4
FEMA hazard risk score (0 to 100)
45.3
Flood risk score
58.1
Show 3 more
Wildfire risk score
64.1
Walkability (1 to 20)
6.5
Road, rail and air noise
55 dB
Questions people ask
Is Rabun County, GA overvalued?
Home prices in Rabun County, GA are slightly above what local incomes have historically supported: fair value is about $396,831, so the area is 1.5% overvalued.
Is Rabun County, GA a buyer's or seller's market?
Rabun County, GA is a buyer's market: homes take about 108 days to sell, listings are up 24% from a year ago, 15% of listings have had a price cut.
Are home prices going down in Rabun County, GA?
Home values in Rabun County, GA are up 1.1% over the last year.
How much do you need to earn to buy a home in Rabun County, GA?
A household needs about $87,306 a year to afford the typical home in Rabun County, GA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $72,231.