Data through September 2026 · updated 2026-11-08 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$209,661+1.0% YoY · prices are rising
Market right nowBuyer's marketMore homes for sale than last year, 18% have cut their price
Income needed to buy, per year$45,450About 1.0× the local median income ($43,810): a stretch for a typical household
Days on market85 daysFaster than a year ago: sellers have the edge
The typical home in Hancock County, GA is worth $209,661, up 1.0% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $191,912, so the area is 9.2% overvalued. It is a buyer's market: homes take about 85 days to sell, listings are up 11% from a year ago, 18% of listings have had a price cut. A household needs about $45,450 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $43,810. In the latest IRS figures, 77 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$209,661
Change in 1 year
+1.0%
Overvalued %
+9.2%
Show 6 more
Fair home value
$191,912
Change in 5 years
+19.8%
Home value to income
4.8×
Monthly mortgage payment (20% down)
$1,136
Income needed to afford it
$45,450
Property tax rate
1.09%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,002
Market activity
Listings vs a year ago
+11.4%
Days on market
85
Listings with a price cut
18.5%
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Homes for sale
49
Pending sales per 100 listings
16
Asking price per sq ft
$267
People and jobs
Median household income
$43,810
Population change (1 year)
−0.6%
Unemployment rate
6.3%
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Population
8,682
Income adjusted for cost of living
$50,356
Net moves in (IRS)
+77
Cost of living (US = 100)
87.0
Schools, risk and environment
School rating (1 to 10)
1.0
FEMA hazard risk score (0 to 100)
11.9
Flood risk score
26.9
Show 3 more
Wildfire risk score
54.1
Walkability (1 to 20)
3.5
Road, rail and air noise
54 dB
Questions people ask
Is Hancock County, GA overvalued?
Home prices in Hancock County, GA are slightly above what local incomes have historically supported: fair value is about $191,912, so the area is 9.2% overvalued.
Is Hancock County, GA a buyer's or seller's market?
Hancock County, GA is a buyer's market: homes take about 85 days to sell, listings are up 11% from a year ago, 18% of listings have had a price cut.
Are home prices going down in Hancock County, GA?
Home values in Hancock County, GA are up 1.0% over the last year.
How much do you need to earn to buy a home in Hancock County, GA?
A household needs about $45,450 a year to afford the typical home in Hancock County, GA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $43,810.