Data through September 2026 · updated 2026-11-08 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$197,927+9.2% YoY · prices are rising fast
Market right nowBalanced, leaning sellersFewer homes for sale than last year, 14% have cut their price
Income needed to buy, per year$42,906About 0.8× the local median income ($54,199): affordable for a typical household
Days on market75 daysFaster than a year ago: sellers have the edge
The typical home in Grady County, GA is worth $197,927, up 9.2% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $189,089, so the area is 4.7% overvalued. It is a balanced market, leaning toward sellers: homes take about 75 days to sell, listings are down 4% from a year ago, 14% of listings have had a price cut. A household needs about $42,906 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $54,199. In the latest IRS figures, 103 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$197,927
Change in 1 year
+9.2%
Overvalued %
+4.7%
Show 6 more
Fair home value
$189,089
Change in 5 years
+18.6%
Home value to income
3.7×
Monthly mortgage payment (20% down)
$1,073
Income needed to afford it
$42,906
Property tax rate
0.91%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,002
Market activity
Listings vs a year ago
−4.4%
Days on market
75
Listings with a price cut
13.6%
Show 3 more
Homes for sale
65
Pending sales per 100 listings
22
Asking price per sq ft
$156
People and jobs
Median household income
$54,199
Population change (1 year)
+0.4%
Unemployment rate
3.7%
Show 4 more
Population
26,590
Income adjusted for cost of living
$62,298
Net moves in (IRS)
+103
Cost of living (US = 100)
87.0
Schools, risk and environment
School rating (1 to 10)
4.5
FEMA hazard risk score (0 to 100)
53.0
Flood risk score
40.7
Show 3 more
Wildfire risk score
62.7
Walkability (1 to 20)
5.3
Road, rail and air noise
53 dB
Questions people ask
Is Grady County, GA overvalued?
Home prices in Grady County, GA are slightly above what local incomes have historically supported: fair value is about $189,089, so the area is 4.7% overvalued.
Is Grady County, GA a buyer's or seller's market?
Grady County, GA is a balanced market, leaning toward sellers: homes take about 75 days to sell, listings are down 4% from a year ago, 14% of listings have had a price cut.
Are home prices going down in Grady County, GA?
Home values in Grady County, GA are up 9.2% over the last year.
How much do you need to earn to buy a home in Grady County, GA?
A household needs about $42,906 a year to afford the typical home in Grady County, GA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $54,199.