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Muscogee County, GA housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$188,877+3.2% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 16% have cut their price
Income needed to buy, per year$40,945About 0.7× the local median income ($57,609): affordable for a typical household
Days on market61 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+2.9%Zillow expects prices to rise slightly

The typical home in Muscogee County, GA is worth $188,877, up 3.2% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $178,995, so the area is 5.5% overvalued. It is a balanced market: homes take about 61 days to sell, listings are up 20% from a year ago, 16% of listings have had a price cut. Zillow expects prices to rise about 2.9% over the next year. A household needs about $40,945 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $57,609. Typical rent is $1,341 a month, or $1,472 for a house. In the latest IRS figures, 352 more people moved out than in.

Home value over time

$0K$50K$100K$150K19801990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$188,877
Change in 1 year+3.2%
Overvalued %+5.5%
Show 7 more
Fair home value$178,995
Change in 5 years+30.4%
Zillow forecast, next 12 months+2.9%
Home value to income3.3×
Monthly mortgage payment (20% down)$1,024
Income needed to afford it$40,945
Property tax rate0.86%

Rent and investing

Typical rent$1,341
Typical rent for houses$1,472
Price-to-rent ratio11.7×
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HUD Fair Market Rent, 2 bedrooms$1,212
Gross rental yield8.52%
Cap rate (estimate)5.54%

Market activity

Listings vs a year ago+20.1%
Days on market61
Listings with a price cut16.1%
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Homes for sale616
Pending sales per 100 listings41
Asking price per sq ft$138

People and jobs

Median household income$57,609
Population change (1 year)+0.0%
Unemployment rate6.3%
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Population202,171
Income adjusted for cost of living$64,512
Net moves in (IRS)−352
Cost of living (US = 100)89.3

Schools, risk and environment

School rating (1 to 10)4.2
FEMA hazard risk score (0 to 100)81.6
Unhealthy air days a year5
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Flood risk score87.3
Wildfire risk score61.1
Walkability (1 to 20)7.2
Road, rail and air noise54 dB

Questions people ask

Is Muscogee County, GA overvalued?
Home prices in Muscogee County, GA are slightly above what local incomes have historically supported: fair value is about $178,995, so the area is 5.5% overvalued.
Is Muscogee County, GA a buyer's or seller's market?
Muscogee County, GA is a balanced market: homes take about 61 days to sell, listings are up 20% from a year ago, 16% of listings have had a price cut.
Are home prices going down in Muscogee County, GA?
Home values in Muscogee County, GA are up 3.2% over the last year. Zillow's forecast for the next 12 months is +2.9%.
How much do you need to earn to buy a home in Muscogee County, GA?
A household needs about $40,945 a year to afford the typical home in Muscogee County, GA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $57,609.

Nearby and similar counties

ZIP codes in Muscogee County (open on the map)

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