Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$208,451+1.4% YoY · prices are rising
Market right nowBuyer's marketMore homes for sale than last year, 46% have cut their price
Income needed to buy, per year$45,188About 0.8× the local median income ($55,182): affordable for a typical household
Days on market71 daysFaster than a year ago: sellers have the edge
The typical home in Charlton County, GA is worth $208,451, up 1.4% from a year ago. That is well above what local incomes have historically supported: fair value is about $171,638, so the area is 21.4% overvalued. It is a buyer's market: homes take about 71 days to sell, listings are up 15% from a year ago, 46% of listings have had a price cut. A household needs about $45,188 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $55,182. In the latest IRS figures, 49 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$208,451
Change in 1 year
+1.4%
Overvalued %
+21.4%
Show 6 more
Fair home value
$171,638
Change in 5 years
+31.7%
Home value to income
3.8×
Monthly mortgage payment (20% down)
$1,130
Income needed to afford it
$45,188
Property tax rate
0.76%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,190
Market activity
Listings vs a year ago
+14.7%
Days on market
71
Listings with a price cut
46.2%
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Homes for sale
39
Pending sales per 100 listings
23
Asking price per sq ft
$154
People and jobs
Median household income
$55,182
Population change (1 year)
+0.7%
Unemployment rate
14.0%
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Population
13,121
Income adjusted for cost of living
$63,428
Net moves in (IRS)
+49
Cost of living (US = 100)
87.0
Schools, risk and environment
School rating (1 to 10)
6.9
FEMA hazard risk score (0 to 100)
26.7
Unhealthy air days a year
0
Show 4 more
Flood risk score
18.4
Wildfire risk score
72.2
Walkability (1 to 20)
5.3
Road, rail and air noise
53 dB
Questions people ask
Is Charlton County, GA overvalued?
Home prices in Charlton County, GA are well above what local incomes have historically supported: fair value is about $171,638, so the area is 21.4% overvalued.
Is Charlton County, GA a buyer's or seller's market?
Charlton County, GA is a buyer's market: homes take about 71 days to sell, listings are up 15% from a year ago, 46% of listings have had a price cut.
Are home prices going down in Charlton County, GA?
Home values in Charlton County, GA are up 1.4% over the last year.
How much do you need to earn to buy a home in Charlton County, GA?
A household needs about $45,188 a year to afford the typical home in Charlton County, GA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $55,182.