Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$359,224−2.9% YoY · prices are falling
Market right nowBalanced, leaning buyersFewer homes for sale than last year, 20% have cut their price
Income needed to buy, per year$77,872About 1.0× the local median income ($76,172): a stretch for a typical household
Days on market89 daysAbout the same pace as a year ago
Next 12 months−0.8%Zillow expects prices to dip slightly
The typical home in Osceola County, FL is worth $359,224, down 2.9% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $356,387, so the area is 0.8% overvalued. It is a balanced market, leaning toward buyers: homes take about 89 days to sell, listings are down 0% from a year ago, 20% of listings have had a price cut. Zillow expects prices to fall about 0.8% over the next year. A household needs about $77,872 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $76,172. Typical rent is $1,988 a month, or $2,508 for a house. In the latest IRS figures, 5,703 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$359,224
Change in 1 year
−2.9%
Overvalued %
+0.8%
Show 7 more
Fair home value
$356,387
Change in 5 years
+16.9%
Zillow forecast, next 12 months
−0.8%
Home value to income
4.7×
Monthly mortgage payment (20% down)
$1,947
Income needed to afford it
$77,872
Property tax rate
0.76%
Rent and investing
Typical rent
$1,988
Typical rent for houses
$2,508
Price-to-rent ratio
15.1×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$1,959
Gross rental yield
6.64%
Cap rate (estimate)
4.32%
Market activity
Listings vs a year ago
−0.1%
Days on market
89
Listings with a price cut
20.0%
Show 3 more
Homes for sale
4,209
Pending sales per 100 listings
23
Asking price per sq ft
$206
People and jobs
Median household income
$76,172
Population change (1 year)
+3.4%
Unemployment rate
5.4%
Show 4 more
Population
481,718
Income adjusted for cost of living
$75,120
Net moves in (IRS)
+5,703
Cost of living (US = 100)
101.4
Schools, risk and environment
School rating (1 to 10)
4.4
FEMA hazard risk score (0 to 100)
92.0
Unhealthy air days a year
1
Show 4 more
Flood risk score
92.1
Wildfire risk score
94.8
Walkability (1 to 20)
9.4
Road, rail and air noise
54 dB
Questions people ask
Is Osceola County, FL overvalued?
Home prices in Osceola County, FL are slightly above what local incomes have historically supported: fair value is about $356,387, so the area is 0.8% overvalued.
Is Osceola County, FL a buyer's or seller's market?
Osceola County, FL is a balanced market, leaning toward buyers: homes take about 89 days to sell, listings are down 0% from a year ago, 20% of listings have had a price cut.
Are home prices going down in Osceola County, FL?
Home values in Osceola County, FL are down 2.9% over the last year. Zillow's forecast for the next 12 months is −0.8%.
How much do you need to earn to buy a home in Osceola County, FL?
A household needs about $77,872 a year to afford the typical home in Osceola County, FL at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $76,172.