Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$350,266−0.2% YoY · prices are flat
Market right nowBalanced marketFewer homes for sale than last year, 19% have cut their price
Income needed to buy, per year$75,930About 0.9× the local median income ($84,156): affordable for a typical household
Days on market80 daysFaster than a year ago: sellers have the edge
Next 12 months−0.7%Zillow expects prices to dip slightly
The typical home in Flagler County, FL is worth $350,266, about the same as a year ago. That is slightly below what local incomes have historically supported: fair value is about $371,488, so the area is 5.7% undervalued. It is a balanced market: homes take about 80 days to sell, listings are down 10% from a year ago, 19% of listings have had a price cut. Zillow expects prices to fall about 0.7% over the next year. A household needs about $75,930 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $84,156. Typical rent is $1,881 a month, or $2,273 for a house. In the latest IRS figures, 4,355 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$350,266
Change in 1 year
−0.2%
Overvalued %
−5.7%
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Fair home value
$371,488
Change in 5 years
+5.8%
Zillow forecast, next 12 months
−0.7%
Home value to income
4.2×
Monthly mortgage payment (20% down)
$1,898
Income needed to afford it
$75,930
Property tax rate
0.76%
Rent and investing
Typical rent
$1,881
Typical rent for houses
$2,273
Price-to-rent ratio
15.5×
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HUD Fair Market Rent, 2 bedrooms
$1,758
Gross rental yield
6.44%
Cap rate (estimate)
4.19%
Market activity
Listings vs a year ago
−10.2%
Days on market
80
Listings with a price cut
18.6%
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Homes for sale
1,299
Pending sales per 100 listings
32
Asking price per sq ft
$219
People and jobs
Median household income
$84,156
Population change (1 year)
+3.0%
Unemployment rate
4.4%
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Population
140,360
Income adjusted for cost of living
$84,664
Net moves in (IRS)
+4,355
Cost of living (US = 100)
99.4
Schools, risk and environment
School rating (1 to 10)
6.8
FEMA hazard risk score (0 to 100)
82.8
Unhealthy air days a year
0
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Flood risk score
79.2
Wildfire risk score
88.2
Walkability (1 to 20)
6.6
Road, rail and air noise
55 dB
Questions people ask
Is Flagler County, FL overvalued?
Home prices in Flagler County, FL are slightly below what local incomes have historically supported: fair value is about $371,488, so the area is 5.7% undervalued.
Is Flagler County, FL a buyer's or seller's market?
Flagler County, FL is a balanced market: homes take about 80 days to sell, listings are down 10% from a year ago, 19% of listings have had a price cut.
Are home prices going down in Flagler County, FL?
Home values in Flagler County, FL are down 0.2% over the last year. Zillow's forecast for the next 12 months is −0.7%.
How much do you need to earn to buy a home in Flagler County, FL?
A household needs about $75,930 a year to afford the typical home in Flagler County, FL at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $84,156.