Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$400,341−0.3% YoY · prices are flat
Market right nowBuyer's marketMore homes for sale than last year, 28% have cut their price
Income needed to buy, per year$86,786About 1.0× the local median income ($85,415): a stretch for a typical household
Days on market66 daysFaster than a year ago: sellers have the edge
Next 12 months−0.8%Zillow expects prices to dip slightly
The typical home in Seminole County, FL is worth $400,341, about the same as a year ago. That is well above what local incomes have historically supported: fair value is about $351,686, so the area is 13.8% overvalued. It is a buyer's market: homes take about 66 days to sell, listings are up 10% from a year ago, 28% of listings have had a price cut. Zillow expects prices to fall about 0.8% over the next year. A household needs about $86,786 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $85,415. Typical rent is $1,856 a month, or $2,342 for a house. In the latest IRS figures, 99 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$400,341
Change in 1 year
−0.3%
Overvalued %
+13.8%
Show 7 more
Fair home value
$351,686
Change in 5 years
+21.8%
Zillow forecast, next 12 months
−0.8%
Home value to income
4.7×
Monthly mortgage payment (20% down)
$2,170
Income needed to afford it
$86,786
Property tax rate
0.67%
Rent and investing
Typical rent
$1,856
Typical rent for houses
$2,342
Price-to-rent ratio
18.0×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$1,959
Gross rental yield
5.56%
Cap rate (estimate)
3.62%
Market activity
Listings vs a year ago
+9.7%
Days on market
66
Listings with a price cut
28.2%
Show 3 more
Homes for sale
1,685
Pending sales per 100 listings
30
Asking price per sq ft
$226
People and jobs
Median household income
$85,415
Population change (1 year)
+0.5%
Unemployment rate
4.2%
Show 4 more
Population
491,884
Income adjusted for cost of living
$84,236
Net moves in (IRS)
−99
Cost of living (US = 100)
101.4
Schools, risk and environment
School rating (1 to 10)
7.3
FEMA hazard risk score (0 to 100)
91.4
Unhealthy air days a year
0
Show 4 more
Flood risk score
92.7
Wildfire risk score
92.3
Walkability (1 to 20)
9.4
Road, rail and air noise
54 dB
Questions people ask
Is Seminole County, FL overvalued?
Home prices in Seminole County, FL are well above what local incomes have historically supported: fair value is about $351,686, so the area is 13.8% overvalued.
Is Seminole County, FL a buyer's or seller's market?
Seminole County, FL is a buyer's market: homes take about 66 days to sell, listings are up 10% from a year ago, 28% of listings have had a price cut.
Are home prices going down in Seminole County, FL?
Home values in Seminole County, FL are down 0.3% over the last year. Zillow's forecast for the next 12 months is −0.8%.
How much do you need to earn to buy a home in Seminole County, FL?
A household needs about $86,786 a year to afford the typical home in Seminole County, FL at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $85,415.