Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$461,315+5.0% YoY · prices are rising fast
Income needed to buy, per year$100,004About 1.1× the local median income ($94,735): a stretch for a typical household
The typical home in Middlesex County, CT is worth $461,315, up 5.0% from a year ago. That is well above what local incomes have historically supported: fair value is about $378,485, so the area is 21.9% overvalued. A household needs about $100,004 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $94,735. Typical rent is $2,123 a month. In the latest IRS figures, 960 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$461,315
Change in 1 year
+5.0%
Overvalued %
+21.9%
Show 6 more
Fair home value
$378,485
Change in 5 years
+42.6%
Home value to income
4.9×
Monthly mortgage payment (20% down)
$2,500
Income needed to afford it
$100,004
Property tax rate
1.99%
Rent and investing
Typical rent
$2,123
Price-to-rent ratio
18.1×
HUD Fair Market Rent, 2 bedrooms
$1,664
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Gross rental yield
5.52%
Cap rate (estimate)
3.59%
People and jobs
Median household income
$94,735
Population change (1 year)
−0.3%
Unemployment rate
4.7%
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Population
162,436
Income adjusted for cost of living
$95,886
Net moves in (IRS)
+960
Cost of living (US = 100)
97.9
Schools, risk and environment
Unhealthy air days a year
10
Walkability (1 to 20)
8.7
Road, rail and air noise
54 dB
Questions people ask
Is Middlesex County, CT overvalued?
Home prices in Middlesex County, CT are well above what local incomes have historically supported: fair value is about $378,485, so the area is 21.9% overvalued.
Are home prices going down in Middlesex County, CT?
Home values in Middlesex County, CT are up 5.0% over the last year.
How much do you need to earn to buy a home in Middlesex County, CT?
A household needs about $100,004 a year to afford the typical home in Middlesex County, CT at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $94,735.