Hartford County, CT housing market
Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$384,859+5.2% YoY · prices are rising fast
Income needed to buy, per year$83,429About 1.0× the local median income ($79,958): a stretch for a typical household
The typical home in Hartford County, CT is worth $384,859, up 5.2% from a year ago. That is well above what local incomes have historically supported: fair value is about $322,220, so the area is 19.4% overvalued. A household needs about $83,429 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $79,958. Typical rent is $1,969 a month. In the latest IRS figures, 1,766 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
| Typical home value | $384,859 |
| Change in 1 year | +5.2% |
| Overvalued % | +19.4% |
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| Fair home value | $322,220 |
| Change in 5 years | +45.5% |
| Home value to income | 4.8× |
| Monthly mortgage payment (20% down) | $2,086 |
| Income needed to afford it | $83,429 |
| Property tax rate | 2.37% |
Rent and investing
| Typical rent | $1,969 |
| Price-to-rent ratio | 16.3× |
| HUD Fair Market Rent, 2 bedrooms | $1,653 |
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| Gross rental yield | 6.14% |
| Cap rate (estimate) | 3.99% |
People and jobs
| Median household income | $79,958 |
| Population change (1 year) | −0.1% |
| Unemployment rate | 5.8% |
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| Population | 891,720 |
| Income adjusted for cost of living | $80,929 |
| Net moves in (IRS) | −1,766 |
| Cost of living (US = 100) | 97.9 |
Schools, risk and environment
| Unhealthy air days a year | 8 |
| Walkability (1 to 20) | 10.3 |
| Road, rail and air noise | 54 dB |
Questions people ask
- Is Hartford County, CT overvalued?
- Home prices in Hartford County, CT are well above what local incomes have historically supported: fair value is about $322,220, so the area is 19.4% overvalued.
- Are home prices going down in Hartford County, CT?
- Home values in Hartford County, CT are up 5.2% over the last year.
- How much do you need to earn to buy a home in Hartford County, CT?
- A household needs about $83,429 a year to afford the typical home in Hartford County, CT at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $79,958.
Nearby and similar counties
Windham County, CTNew Haven County, CTTolland County, CTLitchfield County, CTNew London County, CTMiddlesex County, CTFairfield County, CT
ZIP codes in Hartford County (open on the map)
060010600206010060130601606019060200602206023060260602706032060330603506037060400604206051060520605306059060600606206065060670607006073060740607806080060810608206085060880608906090060910609206093060950609606103061050610606107061080610906110061110611206114061170611806119061200644406447064670647906489