Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$723,157+3.6% YoY · prices are rising fast
Market right nowBuyer's marketMore homes for sale than last year, 6% have cut their price
Income needed to buy, per year$156,765About 2.0× the local median income ($79,949): hard to afford
Days on market117 daysAbout the same pace as a year ago
The typical home in Gunnison County, CO is worth $723,157, up 3.6% from a year ago. That is well above what local incomes have historically supported: fair value is about $592,851, so the area is 22.0% overvalued. It is a buyer's market: homes take about 117 days to sell, listings are up 20% from a year ago, 6% of listings have had a price cut. A household needs about $156,765 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $79,949. In the latest IRS figures, 47 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$723,157
Change in 1 year
+3.6%
Overvalued %
+22.0%
Show 6 more
Fair home value
$592,851
Change in 5 years
+21.6%
Home value to income
9.0×
Monthly mortgage payment (20% down)
$3,919
Income needed to afford it
$156,765
Property tax rate
0.29%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,437
Market activity
Listings vs a year ago
+19.6%
Days on market
117
Listings with a price cut
6.0%
Show 3 more
Homes for sale
324
Pending sales per 100 listings
15
Asking price per sq ft
$711
People and jobs
Median household income
$79,949
Population change (1 year)
+0.2%
Unemployment rate
4.7%
Show 4 more
Population
17,439
Income adjusted for cost of living
$81,999
Net moves in (IRS)
−47
Cost of living (US = 100)
97.5
Schools, risk and environment
School rating (1 to 10)
5.6
FEMA hazard risk score (0 to 100)
45.0
Unhealthy air days a year
1
Show 4 more
Flood risk score
57.0
Wildfire risk score
70.2
Walkability (1 to 20)
10.1
Road, rail and air noise
53 dB
Questions people ask
Is Gunnison County, CO overvalued?
Home prices in Gunnison County, CO are well above what local incomes have historically supported: fair value is about $592,851, so the area is 22.0% overvalued.
Is Gunnison County, CO a buyer's or seller's market?
Gunnison County, CO is a buyer's market: homes take about 117 days to sell, listings are up 20% from a year ago, 6% of listings have had a price cut.
Are home prices going down in Gunnison County, CO?
Home values in Gunnison County, CO are up 3.6% over the last year.
How much do you need to earn to buy a home in Gunnison County, CO?
A household needs about $156,765 a year to afford the typical home in Gunnison County, CO at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $79,949.