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Boulder County, CO housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$706,773−0.4% YoY · prices are flat
Market right nowBuyer's marketMore homes for sale than last year, 26% have cut their price
Income needed to buy, per year$153,214About 1.5× the local median income ($103,293): a stretch for a typical household
Days on market64 daysAbout the same pace as a year ago
Next 12 months+0.8%Zillow expects prices to rise slightly

The typical home in Boulder County, CO is worth $706,773, about the same as a year ago. That is slightly above what local incomes have historically supported: fair value is about $658,729, so the area is 7.3% overvalued. It is a buyer's market: homes take about 64 days to sell, listings are up 2% from a year ago, 26% of listings have had a price cut. Zillow expects prices to rise about 0.8% over the next year. A household needs about $153,214 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $103,293. Typical rent is $2,196 a month, or $2,992 for a house. In the latest IRS figures, 1,587 more people moved out than in.

Home value over time

$0K$100K$200K$300K$400K$500K$600K$700K19801990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$706,773
Change in 1 year−0.4%
Overvalued %+7.3%
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Fair home value$658,729
Change in 5 years+5.5%
Zillow forecast, next 12 months+0.8%
Home value to income6.8×
Monthly mortgage payment (20% down)$3,830
Income needed to afford it$153,214
Property tax rate0.53%

Rent and investing

Typical rent$2,196
Typical rent for houses$2,992
Price-to-rent ratio26.8×
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HUD Fair Market Rent, 2 bedrooms$2,033
Gross rental yield3.73%
Cap rate (estimate)2.42%

Market activity

Listings vs a year ago+2.2%
Days on market64
Listings with a price cut25.8%
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Homes for sale1,415
Pending sales per 100 listings20
Asking price per sq ft$387

People and jobs

Median household income$103,293
Population change (1 year)−0.3%
Unemployment rate4.8%
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Population328,560
Income adjusted for cost of living$98,187
Net moves in (IRS)−1,587
Cost of living (US = 100)105.2

Schools, risk and environment

School rating (1 to 10)8.0
FEMA hazard risk score (0 to 100)90.7
Unhealthy air days a year3
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Flood risk score92.2
Wildfire risk score97.9
Walkability (1 to 20)12.7
Road, rail and air noise54 dB

Questions people ask

Is Boulder County, CO overvalued?
Home prices in Boulder County, CO are slightly above what local incomes have historically supported: fair value is about $658,729, so the area is 7.3% overvalued.
Is Boulder County, CO a buyer's or seller's market?
Boulder County, CO is a buyer's market: homes take about 64 days to sell, listings are up 2% from a year ago, 26% of listings have had a price cut.
Are home prices going down in Boulder County, CO?
Home values in Boulder County, CO are down 0.4% over the last year. Zillow's forecast for the next 12 months is +0.8%.
How much do you need to earn to buy a home in Boulder County, CO?
A household needs about $153,214 a year to afford the typical home in Boulder County, CO at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $103,293.

Nearby and similar counties

ZIP codes in Boulder County (open on the map)

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