Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$220,045+1.4% YoY · prices are rising
Market right nowBuyer's marketMore homes for sale than last year, 20% have cut their price
Income needed to buy, per year$47,701About 0.7× the local median income ($67,782): affordable for a typical household
Days on market75 daysFaster than a year ago: sellers have the edge
Next 12 months+1.3%Zillow expects prices to rise slightly
The typical home in Victoria, TX is worth $220,045, up 1.4% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $227,604, so the area is 3.3% undervalued. It is a buyer's market: homes take about 75 days to sell, listings are up 10% from a year ago, 20% of listings have had a price cut. Zillow expects prices to rise about 1.3% over the next year. A household needs about $47,701 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $67,782. Typical rent is $1,169 a month, or $1,522 for a house. In the latest IRS figures, 143 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$220,045
Change in 1 year
+1.4%
Overvalued %
−3.3%
Show 7 more
Fair home value
$227,604
Change in 5 years
+13.5%
Zillow forecast, next 12 months
+1.3%
Home value to income
3.2×
Monthly mortgage payment (20% down)
$1,193
Income needed to afford it
$47,701
Property tax rate
1.40%
Rent and investing
Typical rent
$1,169
Typical rent for houses
$1,522
Price-to-rent ratio
15.7×
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HUD Fair Market Rent, 2 bedrooms
$1,428
Gross rental yield
6.37%
Cap rate (estimate)
4.14%
Market activity
Listings vs a year ago
+9.8%
Days on market
75
Listings with a price cut
20.2%
Show 3 more
Homes for sale
347
Pending sales per 100 listings
17
Asking price per sq ft
$160
People and jobs
Median household income
$67,782
Population change (1 year)
+0.5%
Unemployment rate
4.4%
Show 4 more
Population
99,864
Income adjusted for cost of living
$75,481
Net moves in (IRS)
+143
Cost of living (US = 100)
89.8
Schools, risk and environment
School rating (1 to 10)
4.2
FEMA hazard risk score (0 to 100)
81.9
Unhealthy air days a year
0
Show 4 more
Flood risk score
67.5
Wildfire risk score
75.0
Walkability (1 to 20)
7.0
Road, rail and air noise
54 dB
Questions people ask
Is Victoria, TX overvalued?
Home prices in Victoria, TX are slightly below what local incomes have historically supported: fair value is about $227,604, so the area is 3.3% undervalued.
Is Victoria, TX a buyer's or seller's market?
Victoria, TX is a buyer's market: homes take about 75 days to sell, listings are up 10% from a year ago, 20% of listings have had a price cut.
Are home prices going down in Victoria, TX?
Home values in Victoria, TX are up 1.4% over the last year. Zillow's forecast for the next 12 months is +1.3%.
How much do you need to earn to buy a home in Victoria, TX?
A household needs about $47,701 a year to afford the typical home in Victoria, TX at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $67,782.