Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$238,644+0.6% YoY · prices are rising
Market right nowBalanced, leaning buyersMore homes for sale than last year, 16% have cut their price
Income needed to buy, per year$51,733About 0.8× the local median income ($64,439): affordable for a typical household
Days on market65 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+1.2%Zillow expects prices to rise slightly
The typical home in Tuscaloosa, AL is worth $238,644, up 0.6% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $251,106, so the area is 5.0% undervalued. It is a balanced market, leaning toward buyers: homes take about 65 days to sell, listings are up 14% from a year ago, 16% of listings have had a price cut. Zillow expects prices to rise about 1.2% over the next year. A household needs about $51,733 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $64,439. Typical rent is $1,668 a month, or $1,877 for a house. In the latest IRS figures, 549 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$238,644
Change in 1 year
+0.6%
Overvalued %
−5.0%
Show 7 more
Fair home value
$251,106
Change in 5 years
+14.0%
Zillow forecast, next 12 months
+1.2%
Home value to income
3.7×
Monthly mortgage payment (20% down)
$1,293
Income needed to afford it
$51,733
Property tax rate
0.32%
Rent and investing
Typical rent
$1,668
Typical rent for houses
$1,877
Price-to-rent ratio
11.9×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$1,149
Gross rental yield
8.38%
Cap rate (estimate)
5.45%
Market activity
Listings vs a year ago
+14.0%
Days on market
65
Listings with a price cut
16.2%
Show 3 more
Homes for sale
970
Pending sales per 100 listings
31
Asking price per sq ft
$172
People and jobs
Median household income
$64,439
Population change (1 year)
+0.1%
Unemployment rate
5.7%
Show 4 more
Population
281,850
Income adjusted for cost of living
$73,477
Net moves in (IRS)
−549
Cost of living (US = 100)
87.7
Schools, risk and environment
School rating (1 to 10)
4.8
FEMA hazard risk score (0 to 100)
83.5
Unhealthy air days a year
0
Show 4 more
Flood risk score
84.2
Wildfire risk score
52.4
Walkability (1 to 20)
6.4
Road, rail and air noise
54 dB
Questions people ask
Is Tuscaloosa, AL overvalued?
Home prices in Tuscaloosa, AL are slightly below what local incomes have historically supported: fair value is about $251,106, so the area is 5.0% undervalued.
Is Tuscaloosa, AL a buyer's or seller's market?
Tuscaloosa, AL is a balanced market, leaning toward buyers: homes take about 65 days to sell, listings are up 14% from a year ago, 16% of listings have had a price cut.
Are home prices going down in Tuscaloosa, AL?
Home values in Tuscaloosa, AL are up 0.6% over the last year. Zillow's forecast for the next 12 months is +1.2%.
How much do you need to earn to buy a home in Tuscaloosa, AL?
A household needs about $51,733 a year to afford the typical home in Tuscaloosa, AL at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $64,439.