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Tuscaloosa County, AL housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$249,799+0.6% YoY · prices are rising
Market right nowBalanced, leaning buyersMore homes for sale than last year, 16% have cut their price
Income needed to buy, per year$54,151About 0.8× the local median income ($67,379): affordable for a typical household
Days on market64 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+1.2%Zillow expects prices to rise slightly

The typical home in Tuscaloosa County, AL is worth $249,799, up 0.6% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $259,468, so the area is 3.7% undervalued. It is a balanced market, leaning toward buyers: homes take about 64 days to sell, listings are up 16% from a year ago, 16% of listings have had a price cut. Zillow expects prices to rise about 1.2% over the next year. A household needs about $54,151 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $67,379. Typical rent is $1,679 a month, or $1,890 for a house. In the latest IRS figures, 508 more people moved out than in.

Home value over time

$0K$50K$100K$150K$200K$250K1990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$249,799
Change in 1 year+0.6%
Overvalued %−3.7%
Show 7 more
Fair home value$259,468
Change in 5 years+15.7%
Zillow forecast, next 12 months+1.2%
Home value to income3.7×
Monthly mortgage payment (20% down)$1,354
Income needed to afford it$54,151
Property tax rate0.32%

Rent and investing

Typical rent$1,679
Typical rent for houses$1,890
Price-to-rent ratio12.4×
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HUD Fair Market Rent, 2 bedrooms$1,165
Gross rental yield8.07%
Cap rate (estimate)5.24%

Market activity

Listings vs a year ago+15.9%
Days on market64
Listings with a price cut16.2%
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Homes for sale881
Pending sales per 100 listings32
Asking price per sq ft$176

People and jobs

Median household income$67,379
Population change (1 year)+0.2%
Unemployment rate5.8%
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Population241,368
Income adjusted for cost of living$76,829
Net moves in (IRS)−508
Cost of living (US = 100)87.7

Schools, risk and environment

School rating (1 to 10)5.1
FEMA hazard risk score (0 to 100)90.8
Unhealthy air days a year0
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Flood risk score91.6
Wildfire risk score57.1
Walkability (1 to 20)6.7
Road, rail and air noise54 dB

Questions people ask

Is Tuscaloosa County, AL overvalued?
Home prices in Tuscaloosa County, AL are slightly below what local incomes have historically supported: fair value is about $259,468, so the area is 3.7% undervalued.
Is Tuscaloosa County, AL a buyer's or seller's market?
Tuscaloosa County, AL is a balanced market, leaning toward buyers: homes take about 64 days to sell, listings are up 16% from a year ago, 16% of listings have had a price cut.
Are home prices going down in Tuscaloosa County, AL?
Home values in Tuscaloosa County, AL are up 0.6% over the last year. Zillow's forecast for the next 12 months is +1.2%.
How much do you need to earn to buy a home in Tuscaloosa County, AL?
A household needs about $54,151 a year to afford the typical home in Tuscaloosa County, AL at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $67,379.

Nearby and similar counties

ZIP codes in Tuscaloosa County (open on the map)

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