Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$508,920+1.7% YoY · prices are rising
Market right nowBuyer's marketMore homes for sale than last year, 31% have cut their price
Income needed to buy, per year$110,323About 1.1× the local median income ($99,385): a stretch for a typical household
Days on market61 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+2.2%Zillow expects prices to rise slightly
The typical home in Ogden, UT is worth $508,920, up 1.7% from a year ago. That is well above what local incomes have historically supported: fair value is about $410,173, so the area is 24.1% overvalued. It is a buyer's market: homes take about 61 days to sell, listings are up 12% from a year ago, 31% of listings have had a price cut. Zillow expects prices to rise about 2.2% over the next year. A household needs about $110,323 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $99,385. Typical rent is $1,631 a month, or $2,285 for a house. In the latest IRS figures, 1,039 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$508,920
Change in 1 year
+1.7%
Overvalued %
+24.1%
Show 7 more
Fair home value
$410,173
Change in 5 years
+14.9%
Zillow forecast, next 12 months
+2.2%
Home value to income
5.1×
Monthly mortgage payment (20% down)
$2,758
Income needed to afford it
$110,323
Property tax rate
0.56%
Rent and investing
Typical rent
$1,631
Typical rent for houses
$2,285
Price-to-rent ratio
26.0×
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HUD Fair Market Rent, 2 bedrooms
$1,591
Gross rental yield
3.84%
Cap rate (estimate)
2.50%
Market activity
Listings vs a year ago
+12.4%
Days on market
61
Listings with a price cut
31.4%
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Homes for sale
2,046
Pending sales per 100 listings
28
Asking price per sq ft
$235
People and jobs
Median household income
$99,385
Population change (1 year)
+0.7%
Unemployment rate
2.8%
Show 4 more
Population
672,784
Income adjusted for cost of living
$99,088
Net moves in (IRS)
+1,039
Cost of living (US = 100)
100.3
Schools, risk and environment
School rating (1 to 10)
5.9
FEMA hazard risk score (0 to 100)
85.8
Unhealthy air days a year
5
Show 4 more
Flood risk score
61.9
Wildfire risk score
91.9
Walkability (1 to 20)
11.0
Road, rail and air noise
53 dB
Questions people ask
Is Ogden, UT overvalued?
Home prices in Ogden, UT are well above what local incomes have historically supported: fair value is about $410,173, so the area is 24.1% overvalued.
Is Ogden, UT a buyer's or seller's market?
Ogden, UT is a buyer's market: homes take about 61 days to sell, listings are up 12% from a year ago, 31% of listings have had a price cut.
Are home prices going down in Ogden, UT?
Home values in Ogden, UT are up 1.7% over the last year. Zillow's forecast for the next 12 months is +2.2%.
How much do you need to earn to buy a home in Ogden, UT?
A household needs about $110,323 a year to afford the typical home in Ogden, UT at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $99,385.