Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$869,373−1.0% YoY · prices are falling
Market right nowBalanced, leaning buyersFewer homes for sale than last year, 17% have cut their price
Income needed to buy, per year$188,462About 1.6× the local median income ($116,139): hard to afford
Days on market87 daysAbout the same pace as a year ago
Next 12 months+0.1%Zillow expects prices to stay about flat
The typical home in Napa, CA is worth $869,373, down 1.0% from a year ago. That is well below what local incomes have historically supported: fair value is about $976,861, so the area is 11.0% undervalued. It is a balanced market, leaning toward buyers: homes take about 87 days to sell, listings are down 0% from a year ago, 17% of listings have had a price cut. Zillow expects prices to rise about 0.1% over the next year. A household needs about $188,462 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $116,139. Typical rent is $2,906 a month, or $3,877 for a house. In the latest IRS figures, 719 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$869,373
Change in 1 year
−1.0%
Overvalued %
−11.0%
Show 7 more
Fair home value
$976,861
Change in 5 years
+2.6%
Zillow forecast, next 12 months
+0.1%
Home value to income
7.5×
Monthly mortgage payment (20% down)
$4,712
Income needed to afford it
$188,462
Property tax rate
0.69%
Rent and investing
Typical rent
$2,906
Typical rent for houses
$3,877
Price-to-rent ratio
24.9×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$3,375
Gross rental yield
4.01%
Cap rate (estimate)
2.61%
Market activity
Listings vs a year ago
−0.2%
Days on market
87
Listings with a price cut
17.2%
Show 3 more
Homes for sale
553
Pending sales per 100 listings
16
Asking price per sq ft
$661
People and jobs
Median household income
$116,139
Population change (1 year)
−0.1%
Unemployment rate
5.2%
Show 4 more
Population
132,949
Income adjusted for cost of living
$103,143
Net moves in (IRS)
−719
Cost of living (US = 100)
112.6
Schools, risk and environment
School rating (1 to 10)
5.7
FEMA hazard risk score (0 to 100)
95.3
Unhealthy air days a year
0
Show 4 more
Flood risk score
95.8
Wildfire risk score
96.0
Walkability (1 to 20)
8.6
Road, rail and air noise
55 dB
Questions people ask
Is Napa, CA overvalued?
Home prices in Napa, CA are well below what local incomes have historically supported: fair value is about $976,861, so the area is 11.0% undervalued.
Is Napa, CA a buyer's or seller's market?
Napa, CA is a balanced market, leaning toward buyers: homes take about 87 days to sell, listings are down 0% from a year ago, 17% of listings have had a price cut.
Are home prices going down in Napa, CA?
Home values in Napa, CA are down 1.0% over the last year. Zillow's forecast for the next 12 months is +0.1%.
How much do you need to earn to buy a home in Napa, CA?
A household needs about $188,462 a year to afford the typical home in Napa, CA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $116,139.