Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$147,375+1.1% YoY · prices are rising
Market right nowSeller's marketFewer homes for sale than last year, 19% have cut their price
Income needed to buy, per year$31,948About 0.5× the local median income ($60,683): affordable for a typical household
Days on market57 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+2.4%Zillow expects prices to rise slightly
The typical home in Charleston, WV is worth $147,375, up 1.1% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $158,354, so the area is 6.9% undervalued. It is a seller's market: homes take about 57 days to sell, listings are down 2% from a year ago, 19% of listings have had a price cut. Zillow expects prices to rise about 2.4% over the next year. A household needs about $31,948 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $60,683. Typical rent is $1,210 a month, or $1,314 for a house. In the latest IRS figures, 461 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$147,375
Change in 1 year
+1.1%
Overvalued %
−6.9%
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Fair home value
$158,354
Change in 5 years
+23.7%
Zillow forecast, next 12 months
+2.4%
Home value to income
2.4×
Monthly mortgage payment (20% down)
$799
Income needed to afford it
$31,948
Property tax rate
0.65%
Rent and investing
Typical rent
$1,210
Typical rent for houses
$1,314
Price-to-rent ratio
10.1×
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HUD Fair Market Rent, 2 bedrooms
$1,037
Gross rental yield
9.86%
Cap rate (estimate)
6.41%
Market activity
Listings vs a year ago
−2.2%
Days on market
57
Listings with a price cut
18.9%
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Homes for sale
399
Pending sales per 100 listings
61
Asking price per sq ft
$110
People and jobs
Median household income
$60,683
Population change (1 year)
−0.7%
Unemployment rate
6.1%
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Population
200,170
Income adjusted for cost of living
$68,414
Net moves in (IRS)
−461
Cost of living (US = 100)
88.7
Schools, risk and environment
School rating (1 to 10)
5.8
FEMA hazard risk score (0 to 100)
89.2
Unhealthy air days a year
0
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Flood risk score
94.9
Wildfire risk score
61.5
Walkability (1 to 20)
6.7
Road, rail and air noise
54 dB
Questions people ask
Is Charleston, WV overvalued?
Home prices in Charleston, WV are slightly below what local incomes have historically supported: fair value is about $158,354, so the area is 6.9% undervalued.
Is Charleston, WV a buyer's or seller's market?
Charleston, WV is a seller's market: homes take about 57 days to sell, listings are down 2% from a year ago, 19% of listings have had a price cut.
Are home prices going down in Charleston, WV?
Home values in Charleston, WV are up 1.1% over the last year. Zillow's forecast for the next 12 months is +2.4%.
How much do you need to earn to buy a home in Charleston, WV?
A household needs about $31,948 a year to afford the typical home in Charleston, WV at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $60,683.