Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$383,091+4.0% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 16% have cut their price
Income needed to buy, per year$83,046About 1.1× the local median income ($79,003): a stretch for a typical household
Days on market61 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+3.0%Zillow expects prices to rise slightly
The typical home in Atlantic City-Hammonton, NJ is worth $383,091, up 4.0% from a year ago. That is well above what local incomes have historically supported: fair value is about $328,571, so the area is 16.6% overvalued. It is a balanced market: homes take about 61 days to sell, listings are up 6% from a year ago, 16% of listings have had a price cut. Zillow expects prices to rise about 3.0% over the next year. A household needs about $83,046 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $79,003. Typical rent is $2,049 a month, or $2,515 for a house. In the latest IRS figures, 579 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$383,091
Change in 1 year
+4.0%
Overvalued %
+16.6%
Show 7 more
Fair home value
$328,571
Change in 5 years
+42.9%
Zillow forecast, next 12 months
+3.0%
Home value to income
4.8×
Monthly mortgage payment (20% down)
$2,076
Income needed to afford it
$83,046
Property tax rate
1.90%
Rent and investing
Typical rent
$2,049
Typical rent for houses
$2,515
Price-to-rent ratio
15.6×
Show 3 more
HUD Fair Market Rent, 2 bedrooms
$1,888
Gross rental yield
6.42%
Cap rate (estimate)
4.17%
Market activity
Listings vs a year ago
+6.3%
Days on market
61
Listings with a price cut
15.5%
Show 3 more
Homes for sale
2,207
Pending sales per 100 listings
39
Asking price per sq ft
$410
People and jobs
Median household income
$79,003
Population change (1 year)
−0.1%
Unemployment rate
7.9%
Show 4 more
Population
372,047
Income adjusted for cost of living
$79,882
Net moves in (IRS)
−579
Cost of living (US = 100)
98.9
Schools, risk and environment
School rating (1 to 10)
3.7
FEMA hazard risk score (0 to 100)
92.5
Unhealthy air days a year
1
Show 4 more
Flood risk score
97.0
Wildfire risk score
92.3
Walkability (1 to 20)
11.2
Road, rail and air noise
52 dB
Questions people ask
Is Atlantic City-Hammonton, NJ overvalued?
Home prices in Atlantic City-Hammonton, NJ are well above what local incomes have historically supported: fair value is about $328,571, so the area is 16.6% overvalued.
Is Atlantic City-Hammonton, NJ a buyer's or seller's market?
Atlantic City-Hammonton, NJ is a balanced market: homes take about 61 days to sell, listings are up 6% from a year ago, 16% of listings have had a price cut.
Are home prices going down in Atlantic City-Hammonton, NJ?
Home values in Atlantic City-Hammonton, NJ are up 4.0% over the last year. Zillow's forecast for the next 12 months is +3.0%.
How much do you need to earn to buy a home in Atlantic City-Hammonton, NJ?
A household needs about $83,046 a year to afford the typical home in Atlantic City-Hammonton, NJ at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $79,003.