Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$383,102+4.0% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 18% have cut their price
Income needed to buy, per year$83,049About 1.1× the local median income ($74,693): a stretch for a typical household
Days on market65 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+3.0%Zillow expects prices to rise slightly
The typical home in Atlantic County, NJ is worth $383,102, up 4.0% from a year ago. That is well above what local incomes have historically supported: fair value is about $316,875, so the area is 20.9% overvalued. It is a balanced market: homes take about 65 days to sell, listings are up 6% from a year ago, 18% of listings have had a price cut. Zillow expects prices to rise about 3.0% over the next year. A household needs about $83,049 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $74,693. Typical rent is $2,049 a month, or $2,515 for a house. In the latest IRS figures, 634 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$383,102
Change in 1 year
+4.0%
Overvalued %
+20.9%
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Fair home value
$316,875
Change in 5 years
+42.9%
Zillow forecast, next 12 months
+3.0%
Home value to income
5.1×
Monthly mortgage payment (20% down)
$2,076
Income needed to afford it
$83,049
Property tax rate
2.30%
Rent and investing
Typical rent
$2,049
Typical rent for houses
$2,515
Price-to-rent ratio
15.6×
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HUD Fair Market Rent, 2 bedrooms
$1,899
Gross rental yield
6.42%
Cap rate (estimate)
4.17%
Market activity
Listings vs a year ago
+6.4%
Days on market
65
Listings with a price cut
17.6%
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Homes for sale
1,255
Pending sales per 100 listings
35
Asking price per sq ft
$244
People and jobs
Median household income
$74,693
Population change (1 year)
+0.1%
Unemployment rate
8.8%
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Population
278,657
Income adjusted for cost of living
$75,524
Net moves in (IRS)
−634
Cost of living (US = 100)
98.9
Schools, risk and environment
School rating (1 to 10)
3.5
FEMA hazard risk score (0 to 100)
93.0
Unhealthy air days a year
1
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Flood risk score
96.2
Wildfire risk score
94.3
Walkability (1 to 20)
11.4
Road, rail and air noise
53 dB
Questions people ask
Is Atlantic County, NJ overvalued?
Home prices in Atlantic County, NJ are well above what local incomes have historically supported: fair value is about $316,875, so the area is 20.9% overvalued.
Is Atlantic County, NJ a buyer's or seller's market?
Atlantic County, NJ is a balanced market: homes take about 65 days to sell, listings are up 6% from a year ago, 18% of listings have had a price cut.
Are home prices going down in Atlantic County, NJ?
Home values in Atlantic County, NJ are up 4.0% over the last year. Zillow's forecast for the next 12 months is +3.0%.
How much do you need to earn to buy a home in Atlantic County, NJ?
A household needs about $83,049 a year to afford the typical home in Atlantic County, NJ at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $74,693.