Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$188,689−5.0% YoY · prices are falling fast
Market right nowBalanced, leaning sellersFewer homes for sale than last year, 15% have cut their price
Income needed to buy, per year$40,904About 0.7× the local median income ($61,524): affordable for a typical household
Days on market78 daysFaster than a year ago: sellers have the edge
The typical home in Ashland County, WI is worth $188,689, down 5.0% from a year ago. That is well below what local incomes have historically supported: fair value is about $211,480, so the area is 10.8% undervalued. It is a balanced market, leaning toward sellers: homes take about 78 days to sell, listings are down 14% from a year ago, 15% of listings have had a price cut. A household needs about $40,904 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $61,524. In the latest IRS figures, 31 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$188,689
Change in 1 year
−5.0%
Overvalued %
−10.8%
Show 6 more
Fair home value
$211,480
Change in 5 years
+7.9%
Home value to income
3.1×
Monthly mortgage payment (20% down)
$1,023
Income needed to afford it
$40,904
Property tax rate
1.42%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,014
Market activity
Listings vs a year ago
−13.8%
Days on market
78
Listings with a price cut
14.8%
Show 3 more
Homes for sale
56
Pending sales per 100 listings
41
Asking price per sq ft
$182
People and jobs
Median household income
$61,524
Population change (1 year)
+0.0%
Unemployment rate
3.8%
Show 4 more
Population
16,203
Income adjusted for cost of living
$68,665
Net moves in (IRS)
+31
Cost of living (US = 100)
89.6
Schools, risk and environment
School rating (1 to 10)
3.4
FEMA hazard risk score (0 to 100)
31.7
Unhealthy air days a year
13
Show 4 more
Flood risk score
28.2
Wildfire risk score
5.4
Walkability (1 to 20)
7.3
Road, rail and air noise
53 dB
Questions people ask
Is Ashland County, WI overvalued?
Home prices in Ashland County, WI are well below what local incomes have historically supported: fair value is about $211,480, so the area is 10.8% undervalued.
Is Ashland County, WI a buyer's or seller's market?
Ashland County, WI is a balanced market, leaning toward sellers: homes take about 78 days to sell, listings are down 14% from a year ago, 15% of listings have had a price cut.
Are home prices going down in Ashland County, WI?
Home values in Ashland County, WI are down 5.0% over the last year.
How much do you need to earn to buy a home in Ashland County, WI?
A household needs about $40,904 a year to afford the typical home in Ashland County, WI at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $61,524.