Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$367,926+0.5% YoY · prices are flat
Market right nowBuyer's marketMore homes for sale than last year, 13% have cut their price
Income needed to buy, per year$79,759About 1.2× the local median income ($69,312): a stretch for a typical household
Days on market99 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+0.2%Zillow expects prices to stay about flat
The typical home in Stevens County, WA is worth $367,926, up 0.5% from a year ago. That is well above what local incomes have historically supported: fair value is about $321,886, so the area is 14.3% overvalued. It is a buyer's market: homes take about 99 days to sell, listings are up 23% from a year ago, 13% of listings have had a price cut. Zillow expects prices to rise about 0.2% over the next year. A household needs about $79,759 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $69,312. In the latest IRS figures, 385 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$367,926
Change in 1 year
+0.5%
Overvalued %
+14.3%
Show 7 more
Fair home value
$321,886
Change in 5 years
+15.8%
Zillow forecast, next 12 months
+0.2%
Home value to income
5.3×
Monthly mortgage payment (20% down)
$1,994
Income needed to afford it
$79,759
Property tax rate
0.59%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,121
Market activity
Listings vs a year ago
+23.4%
Days on market
99
Listings with a price cut
13.0%
Show 3 more
Homes for sale
316
Pending sales per 100 listings
15
Asking price per sq ft
$247
People and jobs
Median household income
$69,312
Population change (1 year)
+1.0%
Unemployment rate
5.3%
Show 4 more
Population
49,668
Income adjusted for cost of living
$69,105
Net moves in (IRS)
+385
Cost of living (US = 100)
100.3
Schools, risk and environment
School rating (1 to 10)
5.4
FEMA hazard risk score (0 to 100)
60.3
Unhealthy air days a year
9
Show 4 more
Flood risk score
68.6
Wildfire risk score
96.5
Walkability (1 to 20)
4.8
Road, rail and air noise
53 dB
Questions people ask
Is Stevens County, WA overvalued?
Home prices in Stevens County, WA are well above what local incomes have historically supported: fair value is about $321,886, so the area is 14.3% overvalued.
Is Stevens County, WA a buyer's or seller's market?
Stevens County, WA is a buyer's market: homes take about 99 days to sell, listings are up 23% from a year ago, 13% of listings have had a price cut.
Are home prices going down in Stevens County, WA?
Home values in Stevens County, WA are up 0.5% over the last year. Zillow's forecast for the next 12 months is +0.2%.
How much do you need to earn to buy a home in Stevens County, WA?
A household needs about $79,759 a year to afford the typical home in Stevens County, WA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $69,312.