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Pend Oreille County, WA housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$368,749−0.1% YoY · prices are flat
Market right nowBalanced marketFewer homes for sale than last year, 16% have cut their price
Income needed to buy, per year$79,937About 1.2× the local median income ($67,189): a stretch for a typical household
Days on market92 daysFaster than a year ago: sellers have the edge

The typical home in Pend Oreille County, WA is worth $368,749, about the same as a year ago. That is well above what local incomes have historically supported: fair value is about $334,137, so the area is 10.4% overvalued. It is a balanced market: homes take about 92 days to sell, listings are down 1% from a year ago, 16% of listings have had a price cut. A household needs about $79,937 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $67,189. In the latest IRS figures, 145 more people moved in than out.

Home value over time

$0K$100K$200K$300K200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$368,749
Change in 1 year−0.1%
Overvalued %+10.4%
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Fair home value$334,137
Change in 5 years+10.6%
Home value to income5.5×
Monthly mortgage payment (20% down)$1,998
Income needed to afford it$79,937
Property tax rate0.58%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$1,298

Market activity

Listings vs a year ago−1.1%
Days on market92
Listings with a price cut15.9%
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Homes for sale93
Pending sales per 100 listings28
Asking price per sq ft$257

People and jobs

Median household income$67,189
Population change (1 year)+0.6%
Unemployment rate6.1%
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Population14,457
Income adjusted for cost of living$68,983
Net moves in (IRS)+145
Cost of living (US = 100)97.4

Schools, risk and environment

School rating (1 to 10)4.5
FEMA hazard risk score (0 to 100)28.0
Unhealthy air days a year0
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Flood risk score54.3
Wildfire risk score76.9
Walkability (1 to 20)4.4
Road, rail and air noise54 dB

Questions people ask

Is Pend Oreille County, WA overvalued?
Home prices in Pend Oreille County, WA are well above what local incomes have historically supported: fair value is about $334,137, so the area is 10.4% overvalued.
Is Pend Oreille County, WA a buyer's or seller's market?
Pend Oreille County, WA is a balanced market: homes take about 92 days to sell, listings are down 1% from a year ago, 16% of listings have had a price cut.
Are home prices going down in Pend Oreille County, WA?
Home values in Pend Oreille County, WA are down 0.1% over the last year.
How much do you need to earn to buy a home in Pend Oreille County, WA?
A household needs about $79,937 a year to afford the typical home in Pend Oreille County, WA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $67,189.

Nearby and similar counties

ZIP codes in Pend Oreille County (open on the map)

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