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San Juan County, WA housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$897,256+1.2% YoY · prices are rising
Market right nowBalanced, leaning buyersMore homes for sale than last year, 12% have cut their price
Income needed to buy, per year$194,506About 2.3× the local median income ($84,476): hard to afford
Days on market121 daysSlower than a year ago: buyers have time to negotiate

The typical home in San Juan County, WA is worth $897,256, up 1.2% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $843,166, so the area is 6.4% overvalued. It is a balanced market, leaning toward buyers: homes take about 121 days to sell, listings are up 3% from a year ago, 12% of listings have had a price cut. A household needs about $194,506 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $84,476. In the latest IRS figures, 49 more people moved in than out.

Home value over time

$0K$100K$200K$300K$400K$500K$600K$700K$800K$900K200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$897,256
Change in 1 year+1.2%
Overvalued %+6.4%
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Fair home value$843,166
Change in 5 years+4.2%
Home value to income10.6×
Monthly mortgage payment (20% down)$4,863
Income needed to afford it$194,506
Property tax rate0.53%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$2,022

Market activity

Listings vs a year ago+2.6%
Days on market121
Listings with a price cut11.9%
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Homes for sale197
Pending sales per 100 listings13
Asking price per sq ft$603

People and jobs

Median household income$84,476
Population change (1 year)+0.1%
Unemployment rate3.7%
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Population18,577
Income adjusted for cost of living$86,731
Net moves in (IRS)+49
Cost of living (US = 100)97.4

Schools, risk and environment

School rating (1 to 10)6.4
FEMA hazard risk score (0 to 100)35.4
Unhealthy air days a year0
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Flood risk score58.4
Wildfire risk score41.3
Walkability (1 to 20)6.7
Road, rail and air noise53 dB

Questions people ask

Is San Juan County, WA overvalued?
Home prices in San Juan County, WA are slightly above what local incomes have historically supported: fair value is about $843,166, so the area is 6.4% overvalued.
Is San Juan County, WA a buyer's or seller's market?
San Juan County, WA is a balanced market, leaning toward buyers: homes take about 121 days to sell, listings are up 3% from a year ago, 12% of listings have had a price cut.
Are home prices going down in San Juan County, WA?
Home values in San Juan County, WA are up 1.2% over the last year.
How much do you need to earn to buy a home in San Juan County, WA?
A household needs about $194,506 a year to afford the typical home in San Juan County, WA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $84,476.

Nearby and similar counties

ZIP codes in San Juan County (open on the map)

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