Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$593,704−0.5% YoY · prices are flat
Market right nowBuyer's marketMore homes for sale than last year, 16% have cut their price
Income needed to buy, per year$128,703About 1.6× the local median income ($80,245): hard to afford
Days on market68 daysFaster than a year ago: sellers have the edge
The typical home in Jefferson County, WA is worth $593,704, down 0.5% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $567,245, so the area is 4.7% overvalued. It is a buyer's market: homes take about 68 days to sell, listings are up 13% from a year ago, 16% of listings have had a price cut. A household needs about $128,703 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $80,245. Typical rent is $2,366 a month. In the latest IRS figures, 405 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$593,704
Change in 1 year
−0.5%
Overvalued %
+4.7%
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Fair home value
$567,245
Change in 5 years
+7.6%
Home value to income
7.4×
Monthly mortgage payment (20% down)
$3,218
Income needed to afford it
$128,703
Property tax rate
0.71%
Rent and investing
Typical rent
$2,366
Price-to-rent ratio
20.9×
HUD Fair Market Rent, 2 bedrooms
$1,588
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Gross rental yield
4.78%
Cap rate (estimate)
3.11%
Market activity
Listings vs a year ago
+13.3%
Days on market
68
Listings with a price cut
16.1%
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Homes for sale
205
Pending sales per 100 listings
26
Asking price per sq ft
$361
People and jobs
Median household income
$80,245
Population change (1 year)
+0.2%
Unemployment rate
6.7%
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Population
33,970
Income adjusted for cost of living
$82,387
Net moves in (IRS)
+405
Cost of living (US = 100)
97.4
Schools, risk and environment
School rating (1 to 10)
5.6
FEMA hazard risk score (0 to 100)
64.4
Unhealthy air days a year
0
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Flood risk score
64.4
Wildfire risk score
23.5
Walkability (1 to 20)
9.6
Road, rail and air noise
54 dB
Questions people ask
Is Jefferson County, WA overvalued?
Home prices in Jefferson County, WA are slightly above what local incomes have historically supported: fair value is about $567,245, so the area is 4.7% overvalued.
Is Jefferson County, WA a buyer's or seller's market?
Jefferson County, WA is a buyer's market: homes take about 68 days to sell, listings are up 13% from a year ago, 16% of listings have had a price cut.
Are home prices going down in Jefferson County, WA?
Home values in Jefferson County, WA are down 0.5% over the last year.
How much do you need to earn to buy a home in Jefferson County, WA?
A household needs about $128,703 a year to afford the typical home in Jefferson County, WA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $80,245.