Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$279,671+1.4% YoY · prices are rising
Market right nowBalanced marketFewer homes for sale than last year, 11% have cut their price
Income needed to buy, per year$60,627About 0.8× the local median income ($80,189): affordable for a typical household
Days on market64 daysFaster than a year ago: sellers have the edge
Next 12 months+2.3%Zillow expects prices to rise slightly
The typical home in Surry County, VA is worth $279,671, up 1.4% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $299,529, so the area is 6.6% undervalued. It is a balanced market: homes take about 64 days to sell, listings are down 29% from a year ago, 11% of listings have had a price cut. Zillow expects prices to rise about 2.3% over the next year. A household needs about $60,627 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $80,189. In the latest IRS figures, 26 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$279,671
Change in 1 year
+1.4%
Overvalued %
−6.6%
Show 7 more
Fair home value
$299,529
Change in 5 years
+15.9%
Zillow forecast, next 12 months
+2.3%
Home value to income
3.5×
Monthly mortgage payment (20% down)
$1,516
Income needed to afford it
$60,627
Property tax rate
0.69%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,064
Market activity
Listings vs a year ago
−29.0%
Days on market
64
Listings with a price cut
11.1%
Show 3 more
Homes for sale
22
Pending sales per 100 listings
5
Asking price per sq ft
$238
People and jobs
Median household income
$80,189
Population change (1 year)
+0.2%
Unemployment rate
5.0%
Show 4 more
Population
6,603
Income adjusted for cost of living
$81,909
Net moves in (IRS)
+26
Cost of living (US = 100)
97.9
Schools, risk and environment
School rating (1 to 10)
4.7
FEMA hazard risk score (0 to 100)
4.7
Flood risk score
42.0
Show 3 more
Wildfire risk score
16.9
Walkability (1 to 20)
3.2
Road, rail and air noise
54 dB
Questions people ask
Is Surry County, VA overvalued?
Home prices in Surry County, VA are slightly below what local incomes have historically supported: fair value is about $299,529, so the area is 6.6% undervalued.
Is Surry County, VA a buyer's or seller's market?
Surry County, VA is a balanced market: homes take about 64 days to sell, listings are down 29% from a year ago, 11% of listings have had a price cut.
Are home prices going down in Surry County, VA?
Home values in Surry County, VA are up 1.4% over the last year. Zillow's forecast for the next 12 months is +2.3%.
How much do you need to earn to buy a home in Surry County, VA?
A household needs about $60,627 a year to afford the typical home in Surry County, VA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $80,189.