Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$394,319+2.2% YoY · prices are rising
Market right nowBalanced marketMore homes for sale than last year, 10% have cut their price
Income needed to buy, per year$85,480About 1.0× the local median income ($89,509): affordable for a typical household
Days on market49 daysFaster than a year ago: sellers have the edge
Next 12 months+2.3%Zillow expects prices to rise slightly
The typical home in Camden County, NC is worth $394,319, up 2.2% from a year ago. That is well above what local incomes have historically supported: fair value is about $356,332, so the area is 10.7% overvalued. It is a balanced market: homes take about 49 days to sell, listings are up 40% from a year ago, 10% of listings have had a price cut. Zillow expects prices to rise about 2.3% over the next year. A household needs about $85,480 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $89,509. In the latest IRS figures, 78 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$394,319
Change in 1 year
+2.2%
Overvalued %
+10.7%
Show 7 more
Fair home value
$356,332
Change in 5 years
+32.6%
Zillow forecast, next 12 months
+2.3%
Home value to income
4.4×
Monthly mortgage payment (20% down)
$2,137
Income needed to afford it
$85,480
Property tax rate
0.58%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,364
Market activity
Listings vs a year ago
+40.0%
Days on market
49
Listings with a price cut
9.8%
Show 3 more
Homes for sale
77
Pending sales per 100 listings
48
Asking price per sq ft
$229
People and jobs
Median household income
$89,509
Population change (1 year)
+0.6%
Unemployment rate
5.5%
Show 4 more
Population
11,315
Income adjusted for cost of living
$91,429
Net moves in (IRS)
+78
Cost of living (US = 100)
97.9
Schools, risk and environment
School rating (1 to 10)
8.3
FEMA hazard risk score (0 to 100)
2.5
Flood risk score
50.2
Show 3 more
Wildfire risk score
24.0
Walkability (1 to 20)
3.9
Road, rail and air noise
56 dB
Questions people ask
Is Camden County, NC overvalued?
Home prices in Camden County, NC are well above what local incomes have historically supported: fair value is about $356,332, so the area is 10.7% overvalued.
Is Camden County, NC a buyer's or seller's market?
Camden County, NC is a balanced market: homes take about 49 days to sell, listings are up 40% from a year ago, 10% of listings have had a price cut.
Are home prices going down in Camden County, NC?
Home values in Camden County, NC are up 2.2% over the last year. Zillow's forecast for the next 12 months is +2.3%.
How much do you need to earn to buy a home in Camden County, NC?
A household needs about $85,480 a year to afford the typical home in Camden County, NC at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $89,509.