Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$380,242+1.2% YoY · prices are rising
Market right nowBalanced, leaning buyersMore homes for sale than last year, 13% have cut their price
Income needed to buy, per year$82,429About 1.1× the local median income ($74,752): a stretch for a typical household
Days on market59 daysFaster than a year ago: sellers have the edge
The typical home in Middlesex County, VA is worth $380,242, up 1.2% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $381,537, so the area is 0.3% undervalued. It is a balanced market, leaning toward buyers: homes take about 59 days to sell, listings are up 1% from a year ago, 13% of listings have had a price cut. A household needs about $82,429 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $74,752. In the latest IRS figures, 73 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$380,242
Change in 1 year
+1.2%
Overvalued %
−0.3%
Show 6 more
Fair home value
$381,537
Change in 5 years
+26.5%
Home value to income
5.1×
Monthly mortgage payment (20% down)
$2,061
Income needed to afford it
$82,429
Property tax rate
0.51%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,259
Market activity
Listings vs a year ago
+1.2%
Days on market
59
Listings with a price cut
13.0%
Show 3 more
Homes for sale
83
Pending sales per 100 listings
24
Asking price per sq ft
$269
People and jobs
Median household income
$74,752
Population change (1 year)
−0.9%
Unemployment rate
2.9%
Show 4 more
Population
10,841
Income adjusted for cost of living
$84,561
Net moves in (IRS)
+73
Cost of living (US = 100)
88.4
Schools, risk and environment
School rating (1 to 10)
3.9
FEMA hazard risk score (0 to 100)
23.8
Flood risk score
58.0
Show 3 more
Wildfire risk score
31.4
Walkability (1 to 20)
5.9
Road, rail and air noise
54 dB
Questions people ask
Is Middlesex County, VA overvalued?
Home prices in Middlesex County, VA are slightly below what local incomes have historically supported: fair value is about $381,537, so the area is 0.3% undervalued.
Is Middlesex County, VA a buyer's or seller's market?
Middlesex County, VA is a balanced market, leaning toward buyers: homes take about 59 days to sell, listings are up 1% from a year ago, 13% of listings have had a price cut.
Are home prices going down in Middlesex County, VA?
Home values in Middlesex County, VA are up 1.2% over the last year.
How much do you need to earn to buy a home in Middlesex County, VA?
A household needs about $82,429 a year to afford the typical home in Middlesex County, VA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $74,752.