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Goochland County, VA housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$583,172+3.7% YoY · prices are rising fast
Market right nowBalanced marketMore homes for sale than last year, 14% have cut their price
Income needed to buy, per year$126,420About 1.0× the local median income ($121,009): a stretch for a typical household
Days on market50 daysSlower than a year ago: buyers have time to negotiate
Next 12 months+2.4%Zillow expects prices to rise slightly

The typical home in Goochland County, VA is worth $583,172, up 3.7% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $538,615, so the area is 8.3% overvalued. It is a balanced market: homes take about 50 days to sell, listings are up 34% from a year ago, 14% of listings have had a price cut. Zillow expects prices to rise about 2.4% over the next year. A household needs about $126,420 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $121,009. Typical rent is $1,863 a month, or $2,447 for a house. In the latest IRS figures, 1,109 more people moved in than out.

Home value over time

$0K$100K$200K$300K$400K$500K1990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$583,172
Change in 1 year+3.7%
Overvalued %+8.3%
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Fair home value$538,615
Change in 5 years+22.7%
Zillow forecast, next 12 months+2.4%
Home value to income4.8×
Monthly mortgage payment (20% down)$3,160
Income needed to afford it$126,420
Property tax rate0.50%

Rent and investing

Typical rent$1,863
Typical rent for houses$2,447
Price-to-rent ratio26.1×
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HUD Fair Market Rent, 2 bedrooms$1,651
Gross rental yield3.83%
Cap rate (estimate)2.49%

Market activity

Listings vs a year ago+33.7%
Days on market50
Listings with a price cut13.9%
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Homes for sale115
Pending sales per 100 listings56
Asking price per sq ft$271

People and jobs

Median household income$121,009
Population change (1 year)+3.3%
Unemployment rate1.7%
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Population29,187
Income adjusted for cost of living$123,605
Net moves in (IRS)+1,109
Cost of living (US = 100)97.9

Schools, risk and environment

School rating (1 to 10)6.7
FEMA hazard risk score (0 to 100)15.5
Flood risk score28.7
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Wildfire risk score9.5
Walkability (1 to 20)5.1
Road, rail and air noise55 dB

Questions people ask

Is Goochland County, VA overvalued?
Home prices in Goochland County, VA are slightly above what local incomes have historically supported: fair value is about $538,615, so the area is 8.3% overvalued.
Is Goochland County, VA a buyer's or seller's market?
Goochland County, VA is a balanced market: homes take about 50 days to sell, listings are up 34% from a year ago, 14% of listings have had a price cut.
Are home prices going down in Goochland County, VA?
Home values in Goochland County, VA are up 3.7% over the last year. Zillow's forecast for the next 12 months is +2.4%.
How much do you need to earn to buy a home in Goochland County, VA?
A household needs about $126,420 a year to afford the typical home in Goochland County, VA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $121,009.

Nearby and similar counties

ZIP codes in Goochland County (open on the map)

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