Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$273,6570.0% YoY · prices are flat
Market right nowSeller's marketFewer homes for sale than last year, 21% have cut their price
Income needed to buy, per year$59,323About 0.8× the local median income ($76,595): affordable for a typical household
Days on market26 daysFaster than a year ago: sellers have the edge
Next 12 months+2.4%Zillow expects prices to rise slightly
The typical home in Charles City County, VA is worth $273,657, about the same as a year ago. That is slightly above what local incomes have historically supported: fair value is about $267,042, so the area is 2.5% overvalued. It is a seller's market: homes take about 26 days to sell, listings are down 46% from a year ago, 21% of listings have had a price cut. Zillow expects prices to rise about 2.4% over the next year. A household needs about $59,323 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $76,595. In the latest IRS figures, 81 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$273,657
Change in 1 year
0.0%
Overvalued %
+2.5%
Show 7 more
Fair home value
$267,042
Change in 5 years
+20.0%
Zillow forecast, next 12 months
+2.4%
Home value to income
3.6×
Monthly mortgage payment (20% down)
$1,483
Income needed to afford it
$59,323
Property tax rate
0.56%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,651
Market activity
Listings vs a year ago
−46.2%
Days on market
26
Listings with a price cut
21.1%
Show 3 more
Homes for sale
7
Pending sales per 100 listings
100
Asking price per sq ft
$231
People and jobs
Median household income
$76,595
Population change (1 year)
+0.6%
Unemployment rate
3.9%
Show 4 more
Population
6,623
Income adjusted for cost of living
$78,238
Net moves in (IRS)
+81
Cost of living (US = 100)
97.9
Schools, risk and environment
School rating (1 to 10)
2.6
FEMA hazard risk score (0 to 100)
9.3
Flood risk score
45.2
Show 3 more
Wildfire risk score
21.6
Walkability (1 to 20)
4.3
Road, rail and air noise
54 dB
Questions people ask
Is Charles City County, VA overvalued?
Home prices in Charles City County, VA are slightly above what local incomes have historically supported: fair value is about $267,042, so the area is 2.5% overvalued.
Is Charles City County, VA a buyer's or seller's market?
Charles City County, VA is a seller's market: homes take about 26 days to sell, listings are down 46% from a year ago, 21% of listings have had a price cut.
Are home prices going down in Charles City County, VA?
Home values in Charles City County, VA are up 0.0% over the last year. Zillow's forecast for the next 12 months is +2.4%.
How much do you need to earn to buy a home in Charles City County, VA?
A household needs about $59,323 a year to afford the typical home in Charles City County, VA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $76,595.