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Campbell County, VA housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$273,460+2.2% YoY · prices are rising
Market right nowBalanced marketMore homes for sale than last year, 16% have cut their price
Income needed to buy, per year$59,280About 0.9× the local median income ($65,111): affordable for a typical household
Days on market50 daysFaster than a year ago: sellers have the edge
Next 12 months+2.7%Zillow expects prices to rise slightly

The typical home in Campbell County, VA is worth $273,460, up 2.2% from a year ago. That is well above what local incomes have historically supported: fair value is about $240,315, so the area is 13.8% overvalued. It is a balanced market: homes take about 50 days to sell, listings are up 18% from a year ago, 16% of listings have had a price cut. Zillow expects prices to rise about 2.7% over the next year. A household needs about $59,280 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $65,111. Typical rent is $1,528 a month, or $1,927 for a house. In the latest IRS figures, 583 more people moved in than out.

Home value over time

$0K$50K$100K$150K$200K$250K1990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$273,460
Change in 1 year+2.2%
Overvalued %+13.8%
Show 7 more
Fair home value$240,315
Change in 5 years+30.9%
Zillow forecast, next 12 months+2.7%
Home value to income4.2×
Monthly mortgage payment (20% down)$1,482
Income needed to afford it$59,280
Property tax rate0.45%

Rent and investing

Typical rent$1,528
Typical rent for houses$1,927
Price-to-rent ratio14.9×
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HUD Fair Market Rent, 2 bedrooms$1,117
Gross rental yield6.70%
Cap rate (estimate)4.36%

Market activity

Listings vs a year ago+17.5%
Days on market50
Listings with a price cut15.7%
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Homes for sale188
Pending sales per 100 listings49
Asking price per sq ft$188

People and jobs

Median household income$65,111
Population change (1 year)+0.1%
Unemployment rate3.7%
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Population55,629
Income adjusted for cost of living$72,831
Net moves in (IRS)+583
Cost of living (US = 100)89.4

Schools, risk and environment

School rating (1 to 10)6.2
FEMA hazard risk score (0 to 100)32.0
Flood risk score49.7
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Wildfire risk score43.0
Walkability (1 to 20)6.5
Road, rail and air noise53 dB

Questions people ask

Is Campbell County, VA overvalued?
Home prices in Campbell County, VA are well above what local incomes have historically supported: fair value is about $240,315, so the area is 13.8% overvalued.
Is Campbell County, VA a buyer's or seller's market?
Campbell County, VA is a balanced market: homes take about 50 days to sell, listings are up 18% from a year ago, 16% of listings have had a price cut.
Are home prices going down in Campbell County, VA?
Home values in Campbell County, VA are up 2.2% over the last year. Zillow's forecast for the next 12 months is +2.7%.
How much do you need to earn to buy a home in Campbell County, VA?
A household needs about $59,280 a year to afford the typical home in Campbell County, VA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $65,111.

Nearby and similar counties

ZIP codes in Campbell County (open on the map)

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