Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$281,765+2.9% YoY · prices are rising
Market right nowBalanced, leaning buyersFewer homes for sale than last year, 21% have cut their price
Income needed to buy, per year$61,081About 0.9× the local median income ($65,760): affordable for a typical household
Days on market73 daysAbout the same pace as a year ago
Next 12 months+1.2%Zillow expects prices to rise slightly
The typical home in Sequatchie County, TN is worth $281,765, up 2.9% from a year ago. That is well above what local incomes have historically supported: fair value is about $243,756, so the area is 15.6% overvalued. It is a balanced market, leaning toward buyers: homes take about 73 days to sell, listings are down 12% from a year ago, 21% of listings have had a price cut. Zillow expects prices to rise about 1.2% over the next year. A household needs about $61,081 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $65,760. In the latest IRS figures, 200 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$281,765
Change in 1 year
+2.9%
Overvalued %
+15.6%
Show 7 more
Fair home value
$243,756
Change in 5 years
+26.1%
Zillow forecast, next 12 months
+1.2%
Home value to income
4.3×
Monthly mortgage payment (20% down)
$1,527
Income needed to afford it
$61,081
Property tax rate
0.45%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,340
Market activity
Listings vs a year ago
−11.6%
Days on market
73
Listings with a price cut
20.9%
Show 3 more
Homes for sale
99
Pending sales per 100 listings
11
Asking price per sq ft
$223
People and jobs
Median household income
$65,760
Population change (1 year)
+1.4%
Unemployment rate
6.6%
Show 4 more
Population
17,861
Income adjusted for cost of living
$71,869
Net moves in (IRS)
+200
Cost of living (US = 100)
91.5
Schools, risk and environment
School rating (1 to 10)
5.1
FEMA hazard risk score (0 to 100)
40.2
Flood risk score
35.1
Show 3 more
Wildfire risk score
51.0
Walkability (1 to 20)
5.3
Road, rail and air noise
55 dB
Questions people ask
Is Sequatchie County, TN overvalued?
Home prices in Sequatchie County, TN are well above what local incomes have historically supported: fair value is about $243,756, so the area is 15.6% overvalued.
Is Sequatchie County, TN a buyer's or seller's market?
Sequatchie County, TN is a balanced market, leaning toward buyers: homes take about 73 days to sell, listings are down 12% from a year ago, 21% of listings have had a price cut.
Are home prices going down in Sequatchie County, TN?
Home values in Sequatchie County, TN are up 2.9% over the last year. Zillow's forecast for the next 12 months is +1.2%.
How much do you need to earn to buy a home in Sequatchie County, TN?
A household needs about $61,081 a year to afford the typical home in Sequatchie County, TN at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $65,760.