Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$250,964+7.9% YoY · prices are rising fast
Market right nowBalanced, leaning buyersMore homes for sale than last year, 25% have cut their price
Income needed to buy, per year$54,404About 0.7× the local median income ($73,983): affordable for a typical household
Days on market140 daysSlower than a year ago: buyers have time to negotiate
The typical home in Hand County, SD is worth $250,964, up 7.9% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $255,537, so the area is 1.8% undervalued. It is a balanced market, leaning toward buyers: homes take about 140 days to sell, listings are up 29% from a year ago, 25% of listings have had a price cut. A household needs about $54,404 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $73,983. In the latest IRS figures, 1 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$250,964
Change in 1 year
+7.9%
Overvalued %
−1.8%
Show 6 more
Fair home value
$255,537
Change in 5 years
+20.0%
Home value to income
3.4×
Monthly mortgage payment (20% down)
$1,360
Income needed to afford it
$54,404
Property tax rate
0.89%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,014
Market activity
Listings vs a year ago
+28.6%
Days on market
140
Listings with a price cut
25.0%
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Homes for sale
9
Pending sales per 100 listings
33
Asking price per sq ft
$139
People and jobs
Median household income
$73,983
Population change (1 year)
+0.1%
Unemployment rate
0.8%
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Population
3,121
Income adjusted for cost of living
$85,332
Net moves in (IRS)
−1
Cost of living (US = 100)
86.7
Schools, risk and environment
School rating (1 to 10)
6.8
FEMA hazard risk score (0 to 100)
6.5
Flood risk score
6.2
Show 3 more
Wildfire risk score
77.5
Walkability (1 to 20)
5.9
Road, rail and air noise
53 dB
Questions people ask
Is Hand County, SD overvalued?
Home prices in Hand County, SD are slightly below what local incomes have historically supported: fair value is about $255,537, so the area is 1.8% undervalued.
Is Hand County, SD a buyer's or seller's market?
Hand County, SD is a balanced market, leaning toward buyers: homes take about 140 days to sell, listings are up 29% from a year ago, 25% of listings have had a price cut.
Are home prices going down in Hand County, SD?
Home values in Hand County, SD are up 7.9% over the last year.
How much do you need to earn to buy a home in Hand County, SD?
A household needs about $54,404 a year to afford the typical home in Hand County, SD at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $73,983.