Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$264,912+6.3% YoY · prices are rising fast
Market right nowSeller's marketFewer homes for sale than last year, 12% have cut their price
Income needed to buy, per year$57,427About 0.9× the local median income ($66,991): affordable for a typical household
Days on market74 daysAbout the same pace as a year ago
The typical home in Day County, SD is worth $264,912, up 6.3% from a year ago. That is slightly below what local incomes have historically supported: fair value is about $291,436, so the area is 9.1% undervalued. It is a seller's market: homes take about 74 days to sell, listings are down 37% from a year ago, 12% of listings have had a price cut. A household needs about $57,427 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $66,991. In the latest IRS figures, 2 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$264,912
Change in 1 year
+6.3%
Overvalued %
−9.1%
Show 6 more
Fair home value
$291,436
Change in 5 years
+12.9%
Home value to income
4.0×
Monthly mortgage payment (20% down)
$1,436
Income needed to afford it
$57,427
Property tax rate
0.97%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,014
Market activity
Listings vs a year ago
−37.0%
Days on market
74
Listings with a price cut
11.8%
Show 3 more
Homes for sale
17
Pending sales per 100 listings
29
Asking price per sq ft
$106
People and jobs
Median household income
$66,991
Population change (1 year)
+0.7%
Unemployment rate
2.1%
Show 4 more
Population
5,484
Income adjusted for cost of living
$77,268
Net moves in (IRS)
+2
Cost of living (US = 100)
86.7
Schools, risk and environment
School rating (1 to 10)
8.0
FEMA hazard risk score (0 to 100)
27.6
Flood risk score
20.0
Show 3 more
Wildfire risk score
77.9
Walkability (1 to 20)
6.2
Road, rail and air noise
53 dB
Questions people ask
Is Day County, SD overvalued?
Home prices in Day County, SD are slightly below what local incomes have historically supported: fair value is about $291,436, so the area is 9.1% undervalued.
Is Day County, SD a buyer's or seller's market?
Day County, SD is a seller's market: homes take about 74 days to sell, listings are down 37% from a year ago, 12% of listings have had a price cut.
Are home prices going down in Day County, SD?
Home values in Day County, SD are up 6.3% over the last year.
How much do you need to earn to buy a home in Day County, SD?
A household needs about $57,427 a year to afford the typical home in Day County, SD at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $66,991.