Data through September 2026 · updated 2026-11-08 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$121,510−0.7% YoY · prices are falling
Market right nowBalanced, leaning buyersMore homes for sale than last year, 16% have cut their price
Income needed to buy, per year$26,341About 0.4× the local median income ($61,167): affordable for a typical household
Days on market45 daysAbout the same pace as a year ago
The typical home in Jefferson County, PA is worth $121,510, down 0.7% from a year ago. That is well below what local incomes have historically supported: fair value is about $148,135, so the area is 18.0% undervalued. It is a balanced market, leaning toward buyers: homes take about 45 days to sell, listings are up 33% from a year ago, 16% of listings have had a price cut. A household needs about $26,341 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $61,167. In the latest IRS figures, 81 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$121,510
Change in 1 year
−0.7%
Overvalued %
−18.0%
Show 6 more
Fair home value
$148,135
Change in 5 years
−1.4%
Home value to income
2.0×
Monthly mortgage payment (20% down)
$659
Income needed to afford it
$26,341
Property tax rate
1.00%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,014
Market activity
Listings vs a year ago
+33.3%
Days on market
45
Listings with a price cut
15.9%
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Homes for sale
92
Pending sales per 100 listings
47
Asking price per sq ft
$112
People and jobs
Median household income
$61,167
Population change (1 year)
−0.2%
Unemployment rate
4.2%
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Population
43,255
Income adjusted for cost of living
$67,738
Net moves in (IRS)
−81
Cost of living (US = 100)
90.3
Schools, risk and environment
School rating (1 to 10)
5.1
FEMA hazard risk score (0 to 100)
57.9
Flood risk score
74.5
Show 3 more
Wildfire risk score
16.4
Walkability (1 to 20)
6.6
Road, rail and air noise
54 dB
Questions people ask
Is Jefferson County, PA overvalued?
Home prices in Jefferson County, PA are well below what local incomes have historically supported: fair value is about $148,135, so the area is 18.0% undervalued.
Is Jefferson County, PA a buyer's or seller's market?
Jefferson County, PA is a balanced market, leaning toward buyers: homes take about 45 days to sell, listings are up 33% from a year ago, 16% of listings have had a price cut.
Are home prices going down in Jefferson County, PA?
Home values in Jefferson County, PA are down 0.7% over the last year.
How much do you need to earn to buy a home in Jefferson County, PA?
A household needs about $26,341 a year to afford the typical home in Jefferson County, PA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $61,167.