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Cameron County, PA housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$109,199−7.9% YoY · prices are falling fast
Market right nowBuyer's marketMore homes for sale than last year, 30% have cut their price
Income needed to buy, per year$23,672About 0.4× the local median income ($56,595): affordable for a typical household
Days on market75 daysSlower than a year ago: buyers have time to negotiate

The typical home in Cameron County, PA is worth $109,199, down 7.9% from a year ago. That is well below what local incomes have historically supported: fair value is about $184,851, so the area is 40.9% undervalued. It is a buyer's market: homes take about 75 days to sell, listings are up 10% from a year ago, 30% of listings have had a price cut. A household needs about $23,672 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $56,595. In the latest IRS figures, 0 more people moved out than in.

Home value over time

$0K$50K$100K$150K20202025
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$109,199
Change in 1 year−7.9%
Overvalued %−40.9%
Show 6 more
Fair home value$184,851
Change in 5 years−26.9%
Home value to income1.9×
Monthly mortgage payment (20% down)$592
Income needed to afford it$23,672
Property tax rate1.59%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$1,014

Market activity

Listings vs a year ago+9.5%
Days on market75
Listings with a price cut30.0%
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Homes for sale23
Pending sales per 100 listings39
Asking price per sq ft$87

People and jobs

Median household income$56,595
Population change (1 year)−2.8%
Unemployment rate7.8%
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Population4,211
Income adjusted for cost of living$62,674
Net moves in (IRS)0
Cost of living (US = 100)90.3

Schools, risk and environment

School rating (1 to 10)6.5
FEMA hazard risk score (0 to 100)12.6
Flood risk score40.7
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Wildfire risk score0.7
Walkability (1 to 20)6.6
Road, rail and air noise53 dB

Questions people ask

Is Cameron County, PA overvalued?
Home prices in Cameron County, PA are well below what local incomes have historically supported: fair value is about $184,851, so the area is 40.9% undervalued.
Is Cameron County, PA a buyer's or seller's market?
Cameron County, PA is a buyer's market: homes take about 75 days to sell, listings are up 10% from a year ago, 30% of listings have had a price cut.
Are home prices going down in Cameron County, PA?
Home values in Cameron County, PA are down 7.9% over the last year.
How much do you need to earn to buy a home in Cameron County, PA?
A household needs about $23,672 a year to afford the typical home in Cameron County, PA at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $56,595.

Nearby and similar counties

ZIP codes in Cameron County (open on the map)

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