Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$470,173+0.4% YoY · prices are flat
Market right nowBuyer's marketMore homes for sale than last year, 25% have cut their price
Income needed to buy, per year$101,924About 1.6× the local median income ($65,436): hard to afford
Days on market113 daysSlower than a year ago: buyers have time to negotiate
The typical home in Lincoln County, OR is worth $470,173, about the same as a year ago. That is slightly above what local incomes have historically supported: fair value is about $431,771, so the area is 8.9% overvalued. It is a buyer's market: homes take about 113 days to sell, listings are up 13% from a year ago, 25% of listings have had a price cut. A household needs about $101,924 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $65,436. Typical rent is $2,043 a month. In the latest IRS figures, 304 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$470,173
Change in 1 year
+0.4%
Overvalued %
+8.9%
Show 6 more
Fair home value
$431,771
Change in 5 years
+14.1%
Home value to income
7.2×
Monthly mortgage payment (20% down)
$2,548
Income needed to afford it
$101,924
Property tax rate
0.81%
Rent and investing
Typical rent
$2,043
Price-to-rent ratio
19.2×
HUD Fair Market Rent, 2 bedrooms
$1,400
Show 2 more
Gross rental yield
5.21%
Cap rate (estimate)
3.39%
Market activity
Listings vs a year ago
+13.3%
Days on market
113
Listings with a price cut
25.0%
Show 3 more
Homes for sale
620
Pending sales per 100 listings
17
Asking price per sq ft
$353
People and jobs
Median household income
$65,436
Population change (1 year)
−0.2%
Unemployment rate
8.0%
Show 4 more
Population
50,636
Income adjusted for cost of living
$67,321
Net moves in (IRS)
+304
Cost of living (US = 100)
97.2
Schools, risk and environment
School rating (1 to 10)
4.8
FEMA hazard risk score (0 to 100)
89.9
Flood risk score
86.6
Show 3 more
Wildfire risk score
50.8
Walkability (1 to 20)
10.1
Road, rail and air noise
54 dB
Questions people ask
Is Lincoln County, OR overvalued?
Home prices in Lincoln County, OR are slightly above what local incomes have historically supported: fair value is about $431,771, so the area is 8.9% overvalued.
Is Lincoln County, OR a buyer's or seller's market?
Lincoln County, OR is a buyer's market: homes take about 113 days to sell, listings are up 13% from a year ago, 25% of listings have had a price cut.
Are home prices going down in Lincoln County, OR?
Home values in Lincoln County, OR are up 0.4% over the last year.
How much do you need to earn to buy a home in Lincoln County, OR?
A household needs about $101,924 a year to afford the typical home in Lincoln County, OR at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $65,436.