Open on the map

Muskogee County, OK housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$153,077+3.5% YoY · prices are rising fast
Market right nowBuyer's marketMore homes for sale than last year, 24% have cut their price
Income needed to buy, per year$33,184About 0.6× the local median income ($55,536): affordable for a typical household
Days on market78 daysSlower than a year ago: buyers have time to negotiate

The typical home in Muskogee County, OK is worth $153,077, up 3.5% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $142,144, so the area is 7.7% overvalued. It is a buyer's market: homes take about 78 days to sell, listings are up 52% from a year ago, 24% of listings have had a price cut. A household needs about $33,184 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $55,536. Typical rent is $1,048 a month. In the latest IRS figures, 198 more people moved in than out.

Home value over time

$0K$50K$100K$150K19801990200020102020
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$153,077
Change in 1 year+3.5%
Overvalued %+7.7%
Show 6 more
Fair home value$142,144
Change in 5 years+26.7%
Home value to income2.8×
Monthly mortgage payment (20% down)$830
Income needed to afford it$33,184
Property tax rate0.67%

Rent and investing

Typical rent$1,048
Price-to-rent ratio12.2×
HUD Fair Market Rent, 2 bedrooms$949
Show 2 more
Gross rental yield8.21%
Cap rate (estimate)5.34%

Market activity

Listings vs a year ago+51.9%
Days on market78
Listings with a price cut24.0%
Show 3 more
Homes for sale243
Pending sales per 100 listings26
Asking price per sq ft$116

People and jobs

Median household income$55,536
Population change (1 year)−0.1%
Unemployment rate5.7%
Show 4 more
Population66,708
Income adjusted for cost of living$66,431
Net moves in (IRS)+198
Cost of living (US = 100)83.6

Schools, risk and environment

School rating (1 to 10)5.2
FEMA hazard risk score (0 to 100)82.0
Unhealthy air days a year5
Show 4 more
Flood risk score78.0
Wildfire risk score89.0
Walkability (1 to 20)6.7
Road, rail and air noise53 dB

Questions people ask

Is Muskogee County, OK overvalued?
Home prices in Muskogee County, OK are slightly above what local incomes have historically supported: fair value is about $142,144, so the area is 7.7% overvalued.
Is Muskogee County, OK a buyer's or seller's market?
Muskogee County, OK is a buyer's market: homes take about 78 days to sell, listings are up 52% from a year ago, 24% of listings have had a price cut.
Are home prices going down in Muskogee County, OK?
Home values in Muskogee County, OK are up 3.5% over the last year.
How much do you need to earn to buy a home in Muskogee County, OK?
A household needs about $33,184 a year to afford the typical home in Muskogee County, OK at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $55,536.

Nearby and similar counties

ZIP codes in Muskogee County (open on the map)

See every chart for Muskogee County, OK on the map