Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$149,701+3.7% YoY · prices are rising fast
Market right nowBalanced, leaning buyersFewer homes for sale than last year, 20% have cut their price
Income needed to buy, per year$32,452About 0.6× the local median income ($56,297): affordable for a typical household
Days on market75 daysFaster than a year ago: sellers have the edge
The typical home in Garvin County, OK is worth $149,701, up 3.7% from a year ago. That is well above what local incomes have historically supported: fair value is about $126,339, so the area is 18.5% overvalued. It is a balanced market, leaning toward buyers: homes take about 75 days to sell, listings are down 1% from a year ago, 20% of listings have had a price cut. A household needs about $32,452 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $56,297. In the latest IRS figures, 74 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$149,701
Change in 1 year
+3.7%
Overvalued %
+18.5%
Show 6 more
Fair home value
$126,339
Change in 5 years
+33.3%
Home value to income
2.7×
Monthly mortgage payment (20% down)
$811
Income needed to afford it
$32,452
Property tax rate
0.55%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$916
Market activity
Listings vs a year ago
−0.9%
Days on market
75
Listings with a price cut
20.5%
Show 3 more
Homes for sale
112
Pending sales per 100 listings
24
Asking price per sq ft
$129
People and jobs
Median household income
$56,297
Population change (1 year)
+0.3%
Unemployment rate
3.4%
Show 4 more
Population
26,377
Income adjusted for cost of living
$67,341
Net moves in (IRS)
+74
Cost of living (US = 100)
83.6
Schools, risk and environment
School rating (1 to 10)
5.6
FEMA hazard risk score (0 to 100)
61.7
Flood risk score
54.9
Show 3 more
Wildfire risk score
87.2
Walkability (1 to 20)
5.7
Road, rail and air noise
52 dB
Questions people ask
Is Garvin County, OK overvalued?
Home prices in Garvin County, OK are well above what local incomes have historically supported: fair value is about $126,339, so the area is 18.5% overvalued.
Is Garvin County, OK a buyer's or seller's market?
Garvin County, OK is a balanced market, leaning toward buyers: homes take about 75 days to sell, listings are down 1% from a year ago, 20% of listings have had a price cut.
Are home prices going down in Garvin County, OK?
Home values in Garvin County, OK are up 3.7% over the last year.
How much do you need to earn to buy a home in Garvin County, OK?
A household needs about $32,452 a year to afford the typical home in Garvin County, OK at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $56,297.