Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$73,8920.0% YoY · prices are flat
Market right nowBuyer's marketMore homes for sale than last year, 40% have cut their price
Income needed to buy, per year$16,018About 0.2× the local median income ($66,682): affordable for a typical household
Days on market89 daysFaster than a year ago: sellers have the edge
The typical home in Harper County, OK is worth $73,892, about the same as a year ago. That is slightly below what local incomes have historically supported: fair value is about $78,491, so the area is 5.9% undervalued. It is a buyer's market: homes take about 89 days to sell, listings are up 80% from a year ago, 40% of listings have had a price cut. A household needs about $16,018 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $66,682. In the latest IRS figures, 8 more people moved in than out.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$73,892
Change in 1 year
0.0%
Overvalued %
−5.9%
Show 6 more
Fair home value
$78,491
Change in 5 years
+13.7%
Home value to income
1.1×
Monthly mortgage payment (20% down)
$400
Income needed to afford it
$16,018
Property tax rate
0.64%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$916
Market activity
Listings vs a year ago
+80.0%
Days on market
89
Listings with a price cut
40.0%
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Homes for sale
9
Pending sales per 100 listings
11
Asking price per sq ft
$78
People and jobs
Median household income
$66,682
Population change (1 year)
−0.8%
Unemployment rate
2.6%
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Population
3,172
Income adjusted for cost of living
$79,763
Net moves in (IRS)
+8
Cost of living (US = 100)
83.6
Schools, risk and environment
School rating (1 to 10)
7.5
FEMA hazard risk score (0 to 100)
45.7
Flood risk score
6.8
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Wildfire risk score
81.9
Walkability (1 to 20)
6.1
Road, rail and air noise
53 dB
Questions people ask
Is Harper County, OK overvalued?
Home prices in Harper County, OK are slightly below what local incomes have historically supported: fair value is about $78,491, so the area is 5.9% undervalued.
Is Harper County, OK a buyer's or seller's market?
Harper County, OK is a buyer's market: homes take about 89 days to sell, listings are up 80% from a year ago, 40% of listings have had a price cut.
Are home prices going down in Harper County, OK?
Home values in Harper County, OK are up 0.0% over the last year.
How much do you need to earn to buy a home in Harper County, OK?
A household needs about $16,018 a year to afford the typical home in Harper County, OK at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $66,682.