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Cimarron County, OK housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$78,197−2.1% YoY · prices are falling
Market right nowBalanced, leaning buyersMore homes for sale than last year, 0% have cut their price
Income needed to buy, per year$16,952About 0.3× the local median income ($60,094): affordable for a typical household
Days on market50 daysSlower than a year ago: buyers have time to negotiate

The typical home in Cimarron County, OK is worth $78,197, down 2.1% from a year ago. That is well below what local incomes have historically supported: fair value is about $89,336, so the area is 12.5% undervalued. It is a balanced market, leaning toward buyers: homes take about 50 days to sell, listings are up 33% from a year ago, 0% of listings have had a price cut. A household needs about $16,952 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $60,094. In the latest IRS figures, 78 more people moved out than in.

Home value over time

$0K$10K$20K$30K$40K$50K$60K$70K$80K$90K20202025
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$78,197
Change in 1 year−2.1%
Overvalued %−12.5%
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Fair home value$89,336
Change in 5 years+1.2%
Home value to income1.3×
Monthly mortgage payment (20% down)$424
Income needed to afford it$16,952
Property tax rate0.40%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$916

Market activity

Listings vs a year ago+33.3%
Days on market50
Listings with a price cut0.0%
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Homes for sale4
Pending sales per 100 listings50
Asking price per sq ft$77

People and jobs

Median household income$60,094
Population change (1 year)−2.9%
Unemployment rate0.4%
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Population2,059
Income adjusted for cost of living$71,883
Net moves in (IRS)−78
Cost of living (US = 100)83.6

Schools, risk and environment

School rating (1 to 10)4.0
FEMA hazard risk score (0 to 100)47.3
Flood risk score2.9
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Wildfire risk score72.5
Walkability (1 to 20)7.0
Road, rail and air noise53 dB

Questions people ask

Is Cimarron County, OK overvalued?
Home prices in Cimarron County, OK are well below what local incomes have historically supported: fair value is about $89,336, so the area is 12.5% undervalued.
Is Cimarron County, OK a buyer's or seller's market?
Cimarron County, OK is a balanced market, leaning toward buyers: homes take about 50 days to sell, listings are up 33% from a year ago, 0% of listings have had a price cut.
Are home prices going down in Cimarron County, OK?
Home values in Cimarron County, OK are down 2.1% over the last year.
How much do you need to earn to buy a home in Cimarron County, OK?
A household needs about $16,952 a year to afford the typical home in Cimarron County, OK at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $60,094.

Nearby and similar counties

ZIP codes in Cimarron County (open on the map)

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