Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$467,501+3.5% YoY · prices are rising fast
Market right nowBuyer's marketMore homes for sale than last year, 18% have cut their price
Income needed to buy, per year$101,345About 1.1× the local median income ($94,789): a stretch for a typical household
Days on market61 daysAbout the same pace as a year ago
The typical home in Orange County, NY is worth $467,501, up 3.5% from a year ago. That is well above what local incomes have historically supported: fair value is about $376,844, so the area is 24.1% overvalued. It is a buyer's market: homes take about 61 days to sell, listings are up 20% from a year ago, 18% of listings have had a price cut. A household needs about $101,345 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $94,789. Typical rent is $2,301 a month, or $3,121 for a house. In the latest IRS figures, 1,190 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$467,501
Change in 1 year
+3.5%
Overvalued %
+24.1%
Show 6 more
Fair home value
$376,844
Change in 5 years
+35.8%
Home value to income
4.9×
Monthly mortgage payment (20% down)
$2,534
Income needed to afford it
$101,345
Property tax rate
2.19%
Rent and investing
Typical rent
$2,301
Typical rent for houses
$3,121
Price-to-rent ratio
16.9×
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HUD Fair Market Rent, 2 bedrooms
$2,131
Gross rental yield
5.91%
Cap rate (estimate)
3.84%
Market activity
Listings vs a year ago
+19.8%
Days on market
61
Listings with a price cut
17.5%
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Homes for sale
1,210
Pending sales per 100 listings
13
Asking price per sq ft
$271
People and jobs
Median household income
$94,789
Population change (1 year)
+0.6%
Unemployment rate
5.5%
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Population
417,669
Income adjusted for cost of living
$86,644
Net moves in (IRS)
−1,190
Cost of living (US = 100)
109.4
Schools, risk and environment
School rating (1 to 10)
5.1
FEMA hazard risk score (0 to 100)
90.6
Unhealthy air days a year
1
Show 4 more
Flood risk score
93.4
Wildfire risk score
51.2
Walkability (1 to 20)
8.1
Road, rail and air noise
53 dB
Questions people ask
Is Orange County, NY overvalued?
Home prices in Orange County, NY are well above what local incomes have historically supported: fair value is about $376,844, so the area is 24.1% overvalued.
Is Orange County, NY a buyer's or seller's market?
Orange County, NY is a buyer's market: homes take about 61 days to sell, listings are up 20% from a year ago, 18% of listings have had a price cut.
Are home prices going down in Orange County, NY?
Home values in Orange County, NY are up 3.5% over the last year.
How much do you need to earn to buy a home in Orange County, NY?
A household needs about $101,345 a year to afford the typical home in Orange County, NY at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $94,789.