Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources
Typical home value$182,513−5.7% YoY · prices are falling fast
Market right nowBalanced, leaning buyersMore homes for sale than last year, 0% have cut their price
Income needed to buy, per year$39,565About 0.7× the local median income ($60,299): affordable for a typical household
Days on market40 daysFaster than a year ago: sellers have the edge
The typical home in Thomas County, NE is worth $182,513, down 5.7% from a year ago. It is a balanced market, leaning toward buyers: homes take about 40 days to sell, listings are up 100% from a year ago, 0% of listings have had a price cut. A household needs about $39,565 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $60,299. In the latest IRS figures, 36 more people moved out than in.
Home value over time
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.
Prices and affordability
Typical home value
$182,513
Change in 1 year
−5.7%
Home value to income
3.0×
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Monthly mortgage payment (20% down)
$989
Income needed to afford it
$39,565
Property tax rate
1.25%
Rent and investing
HUD Fair Market Rent, 2 bedrooms
$1,014
Market activity
Listings vs a year ago
+100.0%
Days on market
40
Listings with a price cut
0.0%
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Homes for sale
2
Pending sales per 100 listings
50
Asking price per sq ft
$197
People and jobs
Median household income
$60,299
Population change (1 year)
−1.5%
Unemployment rate
2.1%
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Population
639
Income adjusted for cost of living
$69,871
Net moves in (IRS)
−36
Cost of living (US = 100)
86.3
Schools, risk and environment
School rating (1 to 10)
4.0
FEMA hazard risk score (0 to 100)
0.2
Unhealthy air days a year
0
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Flood risk score
1.0
Wildfire risk score
42.2
Walkability (1 to 20)
6.8
Road, rail and air noise
52 dB
Questions people ask
Is Thomas County, NE a buyer's or seller's market?
Thomas County, NE is a balanced market, leaning toward buyers: homes take about 40 days to sell, listings are up 100% from a year ago, 0% of listings have had a price cut.
Are home prices going down in Thomas County, NE?
Home values in Thomas County, NE are down 5.7% over the last year.
How much do you need to earn to buy a home in Thomas County, NE?
A household needs about $39,565 a year to afford the typical home in Thomas County, NE at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $60,299.