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Fillmore County, NE housing market

Data through September 2026 · updated 2026-11-07 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$180,015+5.8% YoY · prices are rising fast
Market right nowSeller's marketFewer homes for sale than last year, 0% have cut their price
Income needed to buy, per year$39,023About 0.5× the local median income ($76,307): affordable for a typical household
Days on market70 daysSlower than a year ago: buyers have time to negotiate

The typical home in Fillmore County, NE is worth $180,015, up 5.8% from a year ago. That is well above what local incomes have historically supported: fair value is about $158,959, so the area is 13.2% overvalued. It is a seller's market: homes take about 70 days to sell, listings are down 33% from a year ago, 0% of listings have had a price cut. A household needs about $39,023 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $76,307. In the latest IRS figures, 28 more people moved in than out.

Home value over time

$0K$50K$100K$150K200020052010201520202025
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$180,015
Change in 1 year+5.8%
Overvalued %+13.2%
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Fair home value$158,959
Change in 5 years+42.3%
Home value to income2.4×
Monthly mortgage payment (20% down)$976
Income needed to afford it$39,023
Property tax rate0.99%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$1,014

Market activity

Listings vs a year ago−33.3%
Days on market70
Listings with a price cut0.0%
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Homes for sale14
Pending sales per 100 listings36
Asking price per sq ft$112

People and jobs

Median household income$76,307
Population change (1 year)−0.1%
Unemployment rate0.4%
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Population5,458
Income adjusted for cost of living$88,421
Net moves in (IRS)+28
Cost of living (US = 100)86.3

Schools, risk and environment

School rating (1 to 10)5.9
FEMA hazard risk score (0 to 100)20.1
Flood risk score8.4
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Wildfire risk score30.2
Walkability (1 to 20)7.4
Road, rail and air noise53 dB

Questions people ask

Is Fillmore County, NE overvalued?
Home prices in Fillmore County, NE are well above what local incomes have historically supported: fair value is about $158,959, so the area is 13.2% overvalued.
Is Fillmore County, NE a buyer's or seller's market?
Fillmore County, NE is a seller's market: homes take about 70 days to sell, listings are down 33% from a year ago, 0% of listings have had a price cut.
Are home prices going down in Fillmore County, NE?
Home values in Fillmore County, NE are up 5.8% over the last year.
How much do you need to earn to buy a home in Fillmore County, NE?
A household needs about $39,023 a year to afford the typical home in Fillmore County, NE at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $76,307.

Nearby and similar counties

ZIP codes in Fillmore County (open on the map)

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