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Knox County, NE housing market

Data through September 2026 · updated 2026-11-08 · free, from Zillow, Realtor.com, the Census Bureau and other public sources

Typical home value$212,114+5.1% YoY · prices are rising fast
Market right nowBalanced, leaning sellersFewer homes for sale than last year, 10% have cut their price
Income needed to buy, per year$45,982About 0.8× the local median income ($60,681): affordable for a typical household
Days on market60 daysFaster than a year ago: sellers have the edge

The typical home in Knox County, NE is worth $212,114, up 5.1% from a year ago. That is slightly above what local incomes have historically supported: fair value is about $195,456, so the area is 8.5% overvalued. It is a balanced market, leaning toward sellers: homes take about 60 days to sell, listings are down 3% from a year ago, 10% of listings have had a price cut. A household needs about $45,982 a year to afford the typical home here at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $60,681. In the latest IRS figures, 17 more people moved out than in.

Home value over time

$0K$50K$100K$150K$200K20052010201520202025
Solid: typical home value · dashed: fair value (household income × the 20-year average price-to-income ratio). Sources: FHFA, Zillow, U.S. Census Bureau.

Prices and affordability

Typical home value$212,114
Change in 1 year+5.1%
Overvalued %+8.5%
Show 6 more
Fair home value$195,456
Change in 5 years+22.3%
Home value to income3.5×
Monthly mortgage payment (20% down)$1,150
Income needed to afford it$45,982
Property tax rate1.15%

Rent and investing

HUD Fair Market Rent, 2 bedrooms$1,014

Market activity

Listings vs a year ago−2.9%
Days on market60
Listings with a price cut9.8%
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Homes for sale34
Pending sales per 100 listings12
Asking price per sq ft$138

People and jobs

Median household income$60,681
Population change (1 year)−0.5%
Unemployment rate3.6%
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Population8,335
Income adjusted for cost of living$70,314
Net moves in (IRS)−17
Cost of living (US = 100)86.3

Schools, risk and environment

School rating (1 to 10)5.6
FEMA hazard risk score (0 to 100)29.7
Unhealthy air days a year4
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Flood risk score31.3
Wildfire risk score81.4
Walkability (1 to 20)7.0
Road, rail and air noise53 dB

Questions people ask

Is Knox County, NE overvalued?
Home prices in Knox County, NE are slightly above what local incomes have historically supported: fair value is about $195,456, so the area is 8.5% overvalued.
Is Knox County, NE a buyer's or seller's market?
Knox County, NE is a balanced market, leaning toward sellers: homes take about 60 days to sell, listings are down 3% from a year ago, 10% of listings have had a price cut.
Are home prices going down in Knox County, NE?
Home values in Knox County, NE are up 5.1% over the last year.
How much do you need to earn to buy a home in Knox County, NE?
A household needs about $45,982 a year to afford the typical home in Knox County, NE at today's 7.18% mortgage rate (20% down, payment at 30% of income); the median household earns $60,681.

Nearby and similar counties

ZIP codes in Knox County (open on the map)

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